<?xml version='1.0' encoding='UTF-8'?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://info.cfodynamics.com.au/cashflow-profit-growth-equity-strategies</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/CFO%20Website%20Hero%20Image%205.png</image:loc><image:caption>CFOWebsiteHeroImage5</image:caption><image:title>CFOWebsiteHeroImage5</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2024-10-24</lastmod></url><url><loc>https://info.cfodynamics.com.au/team/claire-mcmullan</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person-1.svg</image:loc><image:caption>ctaperson1</image:caption><image:title>ctaperson1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Claire%20McMullan.png</image:loc><image:caption>ClaireMcMullan</image:caption><image:title>ClaireMcMullan</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Claire%20McMullan.png</image:loc><image:caption>ClaireMcMullan</image:caption><image:title>ClaireMcMullan</image:title></image:image><lastmod>2024-11-21</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/does-location-affect-working-with-a-virtual-cfo</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/11.How%20Does%20Working%20with%20an%20Outsourced%20CFO%20look%3F.mp4/medium.jpg</video:thumbnail_loc><video:title>How Location Affects Working With a Virtual CFO</video:title><video:description>If you’re considering investing in a virtual CFO in Australia, you may be wondering if your location makes a difference on the quality or value of the services being delivered. This video explores the impact of engaging in outsourced CFO services even if your business is located in another state or even country.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/11.How%20Does%20Working%20with%20an%20Outsourced%20CFO%20look%3F.mp4</video:content_loc><video:duration>150</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>Accounting</video:tag><video:tag>Accounting advice</video:tag><video:tag>Business</video:tag><video:tag>Business advice</video:tag><video:tag>Financial services</video:tag><video:tag>Outsourced CFO</video:tag><video:tag>Virtual CFO</video:tag><video:tag>Virtual CFO services</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20getting%20smothered%20underneath%20a%20bag%20of%20money.jpeg</image:loc><image:caption>someonegettingsmotheredunderneathabagofmoney</image:caption><image:title>someonegettingsmotheredunderneathabagofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20business%20owner%20analyzing%20financial%20data%20with%20a%20virtual%20CFO%20to%20prevent%20default%20issues%20in%20their%20business.jpeg</image:loc><image:caption>AnimageofabusinessowneranalyzingfinancialdatawithavirtualCFOtopreventdefaultissuesintheirbusiness</image:caption><image:title>AnimageofabusinessowneranalyzingfinancialdatawithavirtualCFOtopreventdefaultissuesintheirbusiness</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Does%20location%20affect%20working%20with%20a%20virtual%20CFO.png</image:loc><image:caption>DoeslocationaffectworkingwithavirtualCFO</image:caption><image:title>DoeslocationaffectworkingwithavirtualCFO</image:title></image:image><lastmod>2024-07-31</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/why-every-business-needs-a-salary-cap</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Day69_Vid2_v250417.mp4/medium.jpg</video:thumbnail_loc><video:title>Day69_Vid2_v250417</video:title><video:description>Day69_Vid2_v250417</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Day69_Vid2_v250417.mp4</video:content_loc><video:duration>439</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(1).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail1</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20138%20-%20How%20to%20handle%20rising%20labour%20costs.png</image:loc><image:caption>Video138Howtohandlerisinglabourcosts</image:caption><image:title>Video138Howtohandlerisinglabourcosts</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2025-05-09</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/stuck-in-no-mans-land</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/No%20Mans%20Land.mp4/medium.jpg</video:thumbnail_loc><video:title>No Mans Land</video:title><video:description>No Mans Land</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/No%20Mans%20Land.mp4</video:content_loc><video:duration>226</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/FF%20-%20Debt%20to%20Equity.png</image:loc><image:caption>FFDebttoEquity</image:caption><image:title>FFDebttoEquity</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20in%20a%20suit%20in%20the%20middle%20of%20no%20mans%20land-1.jpeg</image:loc><image:caption>someoneinasuitinthemiddleofnomansland1</image:caption><image:title>someoneinasuitinthemiddleofnomansland1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20manufacturing%20operation%20with%20workers%20focusing%20on%20labouronly%20tasks.jpeg</image:loc><image:caption>Animageofamanufacturingoperationwithworkersfocusingonlabouronlytasks</image:caption><image:title>Animageofamanufacturingoperationwithworkersfocusingonlabouronlytasks</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Free%20Cash%20Flow%20Blog%20Post.png</image:loc><image:caption>FreeCashFlowBlogPost</image:caption><image:title>FreeCashFlowBlogPost</image:title></image:image><lastmod>2025-07-18</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/predictions-for-2026-get-your-competitive-advantage</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Cfo%20Dynamics%20day%2084%20vid%201_1.mp4/medium.jpg</video:thumbnail_loc><video:title>CFO Dynamics Prediction for 2026</video:title><video:description>Cfo Dynamics day 84 vid 1_1</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Cfo%20Dynamics%20day%2084%20vid%201_1.mp4</video:content_loc><video:duration>279</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/Someone%20holding%20a%20piggy%20bank%20wondering%20if%20they%20should%20smash%20it.jpeg</image:loc><image:caption>Someoneholdingapiggybankwonderingiftheyshouldsmashit</image:caption><image:title>Someoneholdingapiggybankwonderingiftheyshouldsmashit</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/debt%20to%20cap%20fin.png</image:loc><image:caption>debttocapfin</image:caption><image:title>debttocapfin</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(37).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail37</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail37</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2025-12-12</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/handling-employee-wages-in-an-increasing-market</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/65.%20Handling%20Employee%20Wages%20in%20an%20Increasing%20Market.mp4/medium.jpg</video:thumbnail_loc><video:title>How to balance employee wages</video:title><video:description>65. Handling Employee Wages in an Increasing Market</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/65.%20Handling%20Employee%20Wages%20in%20an%20Increasing%20Market.mp4</video:content_loc><video:duration>454</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>advice for business owners</video:tag><video:tag>cfo provider</video:tag><video:tag>cfo services</video:tag><video:tag>employee management</video:tag><video:tag>employee wages</video:tag><video:tag>outsourced cfo</video:tag><video:tag>people strategies</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20036%20-%20How%20Can%20I%20improve%20my%20Work%20in%20Progress%20-%20Featured%20Image%20(Blog).png</image:loc><image:caption>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:caption><image:title>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:title></image:image><lastmod>2024-06-06</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/contribution-margin</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Contribution%20Margin%20-%20A%20Simple%20Guide%20(Video%20FF01).mp4/medium.jpg</video:thumbnail_loc><video:title>Contribution Margin: What Is It and How Do You Influence It?</video:title><video:description>Contribution margin is your revenue minus your variable cost of goods sold.

Your contribution margin percentage is your contribution margin dollar value divided by your revenue.

What does this mean? When you look at your variable cost of goods sold, these are the items that should move up or down depending on how much or how little revenue your business does.

So for example, if you are selling Coke bottles, your variable cost of goods sold would be the cost of the Coke bottle. If you sell a hundred, it’ll be the cost of the a hundred. If you sell a million like a supermarket, it’ll be the cost of the million. There’s a direct correlation between how much you sell and then how much you consume of that item.

Contribution Margin Benchmarks

What should we be aiming for with contribution margin? In a manufacturing business, we say around about 60% and above is where we want to be. Once you’re above 60% in a contribution margin for a manufacturing business, you start to do very well.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Contribution%20Margin%20-%20A%20Simple%20Guide%20(Video%20FF01).mp4</video:content_loc><video:duration>250</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>business owners</video:tag><video:tag>contribution margin</video:tag><video:tag>finance</video:tag><video:tag>financial performance</video:tag><video:tag>outsourced cfo</video:tag><video:tag>virtual cfo</video:tag><video:tag>virtual cfo services</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/Blog%20Featured%20Image%20-%20Sales%20Travel.png</image:loc><image:caption>BlogFeaturedImageSalesTravel</image:caption><image:title>BlogFeaturedImageSalesTravel</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/From%20the%20Founder%20(BM).png</image:loc><image:caption>FromtheFounderBM</image:caption><image:title>FromtheFounderBM</image:title></image:image><lastmod>2024-05-30</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/why-your-business-must-have-a-cash-meeting</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20107%20-%20Hidden%20Costs%20of%20Big%20Clien.mp4/medium.jpg</video:thumbnail_loc><video:title>Why Your Business Needs a Cash Flow Meeting</video:title><video:description>Video 107 - Hidden Costs of Big Clien</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20107%20-%20Hidden%20Costs%20of%20Big%20Clien.mp4</video:content_loc><video:duration>773</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting advice</video:tag><video:tag>accounting tips</video:tag><video:tag>advice for business owners</video:tag><video:tag>business tips</video:tag><video:tag>cash flow</video:tag><video:tag>cash flow management</video:tag><video:tag>cash flow meeting</video:tag><video:tag>how to run a cash flow meeting</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20036%20-%20How%20Can%20I%20improve%20my%20Work%20in%20Progress%20-%20Featured%20Image%20(Blog).png</image:loc><image:caption>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:caption><image:title>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/Video%20118%20-%20The%20Revenue%20Myth%20-%20Why%20More%20Sales%20Isnt%20Always%20Better%20-%20Featured%20Image%20(Blog).png</image:loc><image:caption>Video118TheRevenueMythWhyMoreSalesIsntAlwaysBetterFeaturedImageBlog</image:caption><image:title>Video118TheRevenueMythWhyMoreSalesIsntAlwaysBetterFeaturedImageBlog</image:title></image:image><lastmod>2023-08-15</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/trust-lessons-from-winning-clients</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/How%20I%20Landed%20My%20First%20Client%20(And%20the%20Game-Changing%20Lesson%20You%20Need!).mp4/medium.jpg</video:thumbnail_loc><video:title>How I Landed My First Client (And the Game-Changing Lesson You Need!)</video:title><video:description>How I Landed My First Client (And the Game-Changing Lesson You 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Perpetual</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Pros%20and%20Cons%20Periodic%20vs%20Perpetual.mp4</video:content_loc><video:duration>217</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/a%20business%20owner%20looking%20stressed%20trying%20to%20figure%20out%20what%20is%20good%20to%20pay%20their%20staff.jpeg</image:loc><image:caption>abusinessownerlookingstressedtryingtofigureoutwhatisgoodtopaytheirstaff</image:caption><image:title>abusinessownerlookingstressedtryingtofigureoutwhatisgoodtopaytheirstaff</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/A%20scale%20with%20time%20and%20clocks%20on%20one%20side%20being%20outweighed%20by%20bags%20of%20money.jpeg</image:loc><image:caption>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:caption><image:title>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(17).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail17</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail17</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(24).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail24</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail24</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2025-11-06</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/how-your-business-increases-and-decreases-cash</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/How%20Your%20Business%20Increases%20and%20Decreases%20Cash.mp4/medium.jpg</video:thumbnail_loc><video:title>How Your Business Increases and Decreases Cash</video:title><video:description>How Your Business Increases and Decreases Cash</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/How%20Your%20Business%20Increases%20and%20Decreases%20Cash.mp4</video:content_loc><video:duration>564</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2024-07-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/outsourced-cfo-vs-tax-accountant</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Internal%20CFO%20vs%20Outsourced%20CFO%20vs%20Tax%20Accountant%20Pros%20and%20Cons.mp4/medium.jpg</video:thumbnail_loc><video:title>Internal CFO vs Outsourced CFO vs Tax Accountant Pros and Cons</video:title><video:description>Internal CFO vs Outsourced CFO vs Tax Accountant Pros and Cons</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Internal%20CFO%20vs%20Outsourced%20CFO%20vs%20Tax%20Accountant%20Pros%20and%20Cons.mp4</video:content_loc><video:duration>588</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting advice</video:tag><video:tag>accounting tips</video:tag><video:tag>business advice</video:tag><video:tag>business owners</video:tag><video:tag>cfo services</video:tag><video:tag>internal cfo</video:tag><video:tag>outsourced cfo</video:tag><video:tag>small business</video:tag><video:tag>tax accountant</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/5%20problems%20virtual%20CFO%20solves.png</image:loc><image:caption>5problemsvirtualCFOsolves</image:caption><image:title>5problemsvirtualCFOsolves</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(6)-1.png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail61</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail61</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Does%20location%20affect%20working%20with%20a%20virtual%20CFO.png</image:loc><image:caption>DoeslocationaffectworkingwithavirtualCFO</image:caption><image:title>DoeslocationaffectworkingwithavirtualCFO</image:title></image:image><lastmod>2024-07-02</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/master-your-margins-master-your-business</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Business%20Margin%20Mastery.mp4/medium.jpg</video:thumbnail_loc><video:title>Knowing margins, means knowing your business - if you don't know your margins you don't know where your business is positioned. Learn it.</video:title><video:description>This is a long form video (30 minutes) that is looking at the four different quadrants of margin in business - from worst to best: high capital, low margin; low capital, low margin; high capital, high margin; and low capital, high margin. Ideally you want your business to be operating at a low capital, high margin level and taking all the steps you can to work towards that goal. This video will cover the steps you can take within your business to help 'move up' the quadrants and make your business the powerhouse that it is!</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Business%20Margin%20Mastery.mp4</video:content_loc><video:duration>1609</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>budget</video:tag><video:tag>capital</video:tag><video:tag>capital improvement</video:tag><video:tag>cashflow</video:tag><video:tag>CBA</video:tag><video:tag>chartered accountant</video:tag><video:tag>CPD</video:tag><video:tag>education</video:tag><video:tag>educator</video:tag><video:tag>finance</video:tag><video:tag>gross profit</video:tag><video:tag>income</video:tag><video:tag>increase margin</video:tag><video:tag>learning</video:tag><video:tag>loss</video:tag><video:tag>margin</video:tag><video:tag>mastery</video:tag><video:tag>money</video:tag><video:tag>outsourced CFO</video:tag><video:tag>profit</video:tag><video:tag>revenue</video:tag><video:tag>Virtual CFO</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/People%20celebrating%20the%20gap%20between%20margin%20and%20capital.jpeg</image:loc><image:caption>Peoplecelebratingthegapbetweenmarginandcapital</image:caption><image:title>Peoplecelebratingthegapbetweenmarginandcapital</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Red%20and%20Yellow%20Bold%20Typographic%20Youtube%20Thumbnail%20%20(2).png</image:loc><image:caption>RedandYellowBoldTypographicYoutubeThumbnail2</image:caption><image:title>RedandYellowBoldTypographicYoutubeThumbnail2</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2024-11-05</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/how-rising-interest-rates-impact-business</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20126%20-%20Impact%20of%20Rising%20Interest%20Rates.mp4/medium.jpg</video:thumbnail_loc><video:title>How rising interest rates impact your business</video:title><video:description>Video 126 - Impact of Rising Interest Rates</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20126%20-%20Impact%20of%20Rising%20Interest%20Rates.mp4</video:content_loc><video:duration>183</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Post%20Featured%20Images.png</image:loc><image:caption>BlogPostFeaturedImages</image:caption><image:title>BlogPostFeaturedImages</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/From%20the%20Founder%20(BM).png</image:loc><image:caption>FromtheFounderBM</image:caption><image:title>FromtheFounderBM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(6)-1.png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail61</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail61</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2024-04-16</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/business-lessons-from-elon-musk-twitter-takeover</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20104%20-%20Elon%20Musk%20-%20FInal%20Video.mp4/medium.jpg</video:thumbnail_loc><video:title>Business lessons from Elon Musk's Twitter takeover</video:title><video:description>Elon Musk's recent takeover of Twitter has generated significant buzz and raised intriguing questions about the strategies key decision-makers have on a company’s structure, vision and culture.
As business owners, there are valuable lessons we can learn from Musk's approach to running and transforming Twitter. 
In this blog post, we'll explore five key takeaways that can help you optimise your business for success.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20104%20-%20Elon%20Musk%20-%20FInal%20Video.mp4</video:content_loc><video:duration>398</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>Business lessons</video:tag><video:tag>Business owners</video:tag><video:tag>Elon Musk</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2023-08-01</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/is-an-outsourced-cfo-right-for-my-business</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/16.%20Are%20You%20A%20Good%20Fit%20For%20My%20Dynamic%20CFO%3F.mp4.mp4/medium.jpg</video:thumbnail_loc><video:title>16. Are You A Good Fit For My Dynamic CFO?.mp4</video:title><video:description>16. Are You A Good Fit For My Dynamic CFO?.mp4</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/16.%20Are%20You%20A%20Good%20Fit%20For%20My%20Dynamic%20CFO%3F.mp4.mp4</video:content_loc><video:duration>348</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Free%20Cash%20Flow%20Blog%20Post.png</image:loc><image:caption>FreeCashFlowBlogPost</image:caption><image:title>FreeCashFlowBlogPost</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/big%20four%20no%20more%201.png</image:loc><image:caption>bigfournomore1</image:caption><image:title>bigfournomore1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><lastmod>2023-08-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/why-you-dont-need-to-spend-200k-on-a-cfo</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/85.%20Why%20You%20Dont%20Need%20To%20Spend%20$200%2c000%20or%20More%20on%20a%20CFO.mp4/medium.jpg</video:thumbnail_loc><video:title>Why You Don't Need To Spend $200K+ on a CFO</video:title><video:description>This might be controversial for a business who sells CFO services for a living but I don't believe you always need to employ a CFO for $200,000 per year (or more). I this video we answer the question how you could avoid the cost of a CFO and become a more knowledgable business owner along the way.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/85.%20Why%20You%20Dont%20Need%20To%20Spend%20$200%2c000%20or%20More%20on%20a%20CFO.mp4</video:content_loc><video:duration>174</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting for business owners</video:tag><video:tag>accounting tips</video:tag><video:tag>finance strategy</video:tag><video:tag>financial advisor</video:tag><video:tag>outsourced cfo</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><lastmod>2023-09-01</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/navigating-beyond-the-big-four-exploring-alternative-finance-options</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Big%20Four%20No%20More.mp4/medium.jpg</video:thumbnail_loc><video:title>Big Four No More</video:title><video:description>Big Four No More</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Big%20Four%20No%20More.mp4</video:content_loc><video:duration>228</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20getting%20smothered%20underneath%20a%20bag%20of%20money.jpeg</image:loc><image:caption>someonegettingsmotheredunderneathabagofmoney</image:caption><image:title>someonegettingsmotheredunderneathabagofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Purple%20and%20Beige%20Modern%20Fashion%20Price%20Comparison%20YouTube%20Thumbnail.png</image:loc><image:caption>PurpleandBeigeModernFashionPriceComparisonYouTubeThumbnail</image:caption><image:title>PurpleandBeigeModernFashionPriceComparisonYouTubeThumbnail</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Free%20Cash%20Flow%20Blog%20Post.png</image:loc><image:caption>FreeCashFlowBlogPost</image:caption><image:title>FreeCashFlowBlogPost</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/big%20four%20no%20more%201.png</image:loc><image:caption>bigfournomore1</image:caption><image:title>bigfournomore1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2024-09-24</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/what-it-means-to-make-informed-business-decisions</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20132%20-%20Informed%20Business%20Decisions.mp4/medium.jpg</video:thumbnail_loc><video:title>How to Make Informed Business Decisions</video:title><video:description>Learn how to make informed business decisions that optimise financial outcomes and minimise risks with our expert guide.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20132%20-%20Informed%20Business%20Decisions.mp4</video:content_loc><video:duration>284</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>business</video:tag><video:tag>business owners</video:tag><video:tag>decision making</video:tag><video:tag>external cfo</video:tag><video:tag>finance</video:tag><video:tag>outsourced cfo</video:tag><video:tag>strategy</video:tag><video:tag>virtual 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Understanding Creditor Days in Under 2 Mins</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/43.%20Understanding%20Creditor%20Days%20in%20Under%202%20Mins.mp4</video:content_loc><video:duration>126</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><lastmod>2023-09-18</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/what-a-business-owner-needs-in-a-good-tax-accountant</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Traits%20of%20a%20Good%20Tax%20Accountant%20(Video%2028).mp4/medium.jpg</video:thumbnail_loc><video:title>Traits of a Good Tax Accountant (Video 28)</video:title><video:description>Traits of a Good Tax Accountant (Video 28)</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Traits%20of%20a%20Good%20Tax%20Accountant%20(Video%2028).mp4</video:content_loc><video:duration>223</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Cash%20Benchmark.png</image:loc><image:caption>CashBenchmark</image:caption><image:title>CashBenchmark</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Red%20and%20Yellow%20Bold%20Typographic%20Youtube%20Thumbnail%20%20(2).png</image:loc><image:caption>RedandYellowBoldTypographicYoutubeThumbnail2</image:caption><image:title>RedandYellowBoldTypographicYoutubeThumbnail2</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(10).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail10</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail10</image:title></image:image><lastmod>2024-10-24</lastmod></url><url><loc>https://info.cfodynamics.com.au/virtual-cfo-nz</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/card-icon.svg</image:loc><image:caption>cardicon</image:caption><image:title>cardicon</image:title></image:image><lastmod>2023-11-10</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/cfo-dynamics-2022-blooper-reel</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/96.%20CFO%20Dynamics%202022%20Blooper%20Reel.mp4/medium.jpg</video:thumbnail_loc><video:title>96. CFO Dynamics 2022 Blooper Reel</video:title><video:description>96. CFO Dynamics 2022 Blooper Reel</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/96.%20CFO%20Dynamics%202022%20Blooper%20Reel.mp4</video:content_loc><video:duration>229</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/The%20image%20features%20a%20modern%20conference%20room%20bathed%20in%20natural%20light%2c%20with%20a%20large%20oval%20table%20at%20the%20center.jpeg</image:loc><image:caption>Theimagefeaturesamodernconferenceroombathedinnaturallightwithalargeovaltableatthecenter</image:caption><image:title>Theimagefeaturesamodernconferenceroombathedinnaturallightwithalargeovaltableatthecenter</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2023-08-15</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/traits-of-world-class-business-owners</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20116%20-%20Traits%20of%20World-Class%20Business%20Owners.mp4/medium.jpg</video:thumbnail_loc><video:title>6 Traits of World-Class Business Owners</video:title><video:description>Building an exceptional business is one thing, but what does it take to be a world-class business owner? In this video, we share the six key traits that great business leaders share.
#1 Exceptional Focus: World-class business owners stand out for their exceptional focus. Despite the common perception of entrepreneurs as creative individuals with numerous ventures, successful ones, like those on the Forbes list like Jeff Bezos or Warren Buffet, achieve greatness by excelling in one area. While our clients may not be on those lists, some are worth tens or hundreds of millions. The key is dedicating the majority of time to the primary business venture while allowing room for other interests.
#2 Financial Discipline: Distinguishing themselves from less successful counterparts, top business owners avoid treating business money as personal funds. They adopt a disciplined approach, paying themselves a fixed amount regularly, maintaining consistency like any other employee. 
#3 Action-Oriented Goals: World-class business owners have simply yet action-oriented goals, avoiding lengthy plans. They have a one-page strategy (also known as a SOAP), focusing on what they aim to achieve, their target audience, and what sets them apart.
#4 Detail-Oriented: Top-tier business owners exhibit exceptional attention to detail, especially at a high level. They understand critical details like project gross profits or product range performance. 
#5 Elite Team Building: Recognizing their limitations, world-class business owners build elite teams across various domains. They implement a simple strategy, ensuring seamless collaboration. Entrusting their team to execute, they provide insights on business and their vision.
#6 Team Respect: The final trait is earning respect from the team, not just being liked. World-class business owners are respected and well-liked by their teams. The key is earning respect, a crucial element emanating directly from the team. </video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20116%20-%20Traits%20of%20World-Class%20Business%20Owners.mp4</video:content_loc><video:duration>549</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting 101</video:tag><video:tag>business leaders</video:tag><video:tag>business owners</video:tag><video:tag>business strategy</video:tag><video:tag>external cfo</video:tag><video:tag>finance 101</video:tag><video:tag>finance strategy</video:tag><video:tag>how much is a virtual cfo</video:tag><video:tag>leadership</video:tag><video:tag>outsourced cfo</video:tag><video:tag>virtual cfo</video:tag><video:tag>world class business</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/6%20Traits%20of%20a%20World-Class%20Business%20Owner%20-%20Featured%20Image.png</image:loc><image:caption>6TraitsofaWorldClassBusinessOwnerFeaturedImage</image:caption><image:title>6TraitsofaWorldClassBusinessOwnerFeaturedImage</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2024-05-16</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/how-an-outsourced-cfo-works-with-your-finance-team</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/013.%20How%20an%20Outsourced%20CFO%20works%20with%20your%20Finance%20Team.mp4/medium.jpg</video:thumbnail_loc><video:title>013. How an Outsourced CFO works with your Finance Team</video:title><video:description>013. How an Outsourced CFO works with your Finance Team</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/013.%20How%20an%20Outsourced%20CFO%20works%20with%20your%20Finance%20Team.mp4</video:content_loc><video:duration>209</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(10).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail10</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail10</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Company%20Culture.png</image:loc><image:caption>CompanyCulture</image:caption><image:title>CompanyCulture</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2024-08-04</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/biggest-mistakes-business-owners-make-with-their-finance-team</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20017%20-%20Biggest%20Mistakes%20Business%20Owners%20Make%20-%20Video%20(New%20Branding).mp4/medium.jpg</video:thumbnail_loc><video:title>The biggest mistakes business owners make with their finance teams</video:title><video:description>What are the biggest mistakes business owners make when working with their finance team? It is a hard for business owner because most of the time, finances and running a finance team are not an area people have a natural connection to in their business. What do I mean by this? You will often get into an area of business because of a passion for the industry not for the passion of finances and numbers.

This video will help you navigate the pitfalls of not understanding what you should expect from anyone in your finance team. We cannot overemphasise timely and accurate financial information is a key element in helping the management team to make informed business decisions. It is natural for a business owner to work in different sectors of their business. They generally started with being exceptional at what they do whether it’s being an excellent architect, a brilliant builder, a skilled hairdresser, etc. From their talents and skills in their field or craft, business owners grow and evolve into running the architectural firm, the construction company, or the salon primarily because they are technically great at what they do.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20017%20-%20Biggest%20Mistakes%20Business%20Owners%20Make%20-%20Video%20(New%20Branding).mp4</video:content_loc><video:duration>541</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>accounting tips</video:tag><video:tag>business owners</video:tag><video:tag>external accounting advice</video:tag><video:tag>finance</video:tag><video:tag>outsourced accounting</video:tag><video:tag>outsourced cfo</video:tag><video:tag>virtual cfo</video:tag><video:tag>virtual cfo team</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2023-09-01</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/hidden-costs-of-big-clients</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20107%20-%20Big%20Clients%2c%20Bigger%20Headaches%20%5BFINAL%5D.mp4/medium.jpg</video:thumbnail_loc><video:title>The Hidden Costs of Working with Big Clients</video:title><video:description>Video 107 - Big Clients, Bigger Headaches [FINAL]</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20107%20-%20Big%20Clients%2c%20Bigger%20Headaches%20%5BFINAL%5D.mp4</video:content_loc><video:duration>733</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting advice</video:tag><video:tag>accounting tips</video:tag><video:tag>business owners</video:tag><video:tag>CFO services</video:tag><video:tag>financial advice</video:tag><video:tag>financial strategy</video:tag><video:tag>Outsourced CFO</video:tag><video:tag>small business</video:tag><video:tag>Virtual CFO</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/big%20four%20no%20more%201.png</image:loc><image:caption>bigfournomore1</image:caption><image:title>bigfournomore1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/a%20board%20room%20split%20in%20two%2c%20on%20one%20side%20its%20professional%20and%20full%20of%20business%20people%2c%20and%20on%20the%20other%20side%20its%20casual%2c%20laid%20back%20and%20relaxed%20fun%2c%20re.jpeg</image:loc><image:caption>aboardroomsplitintwoononesideitsprofessionalandfullofbusinesspeopleandontheothersideitscasuallaidbackandrelaxedfunre</image:caption><image:title>aboardroomsplitintwoononesideitsprofessionalandfullofbusinesspeopleandontheothersideitscasuallaidbackandrelaxedfunre</image:title></image:image><lastmod>2023-08-09</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/eofy-budgeting-the-smarter-way-to-grow-20</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/EOFY%20Budget%20Fin.mp4/medium.jpg</video:thumbnail_loc><video:title>EOFY Budget Fin</video:title><video:description>EOFY Budget Fin</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/EOFY%20Budget%20Fin.mp4</video:content_loc><video:duration>286</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20consulting%20two%20crystal%20balls%20looking%20for%20the%20future%20of%20their%20business.jpeg</image:loc><image:caption>someoneconsultingtwocrystalballslookingforthefutureoftheirbusiness</image:caption><image:title>someoneconsultingtwocrystalballslookingforthefutureoftheirbusiness</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20142%20-%20Bringing%20back%20timesheets%20-%20Featured%20Image-1.png</image:loc><image:caption>Video142BringingbacktimesheetsFeaturedImage1</image:caption><image:title>Video142BringingbacktimesheetsFeaturedImage1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(35).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail35</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail35</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/plan%20financial%20year%202026.jpeg</image:loc><image:caption>planfinancialyear2026</image:caption><image:title>planfinancialyear2026</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2025-11-26</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/foreign-exchange-realised-unrealised-gains-and-losses</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20110%20-%20FEX%20Realised/Unrealised.mp4/medium.jpg</video:thumbnail_loc><video:title>How foreign exchange realised and unrealised gains and losses affect your business financials</video:title><video:description>Video 110 - FEX Realised/Unrealised</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20110%20-%20FEX%20Realised/Unrealised.mp4</video:content_loc><video:duration>595</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting advice</video:tag><video:tag>accounting tips</video:tag><video:tag>business owners</video:tag><video:tag>external cfo</video:tag><video:tag>external financial adviser</video:tag><video:tag>FEX</video:tag><video:tag>FEX gains losses</video:tag><video:tag>FEX realised unrealised</video:tag><video:tag>financial adviser</video:tag><video:tag>foreign currency transactions</video:tag><video:tag>foreign exhange</video:tag><video:tag>outsourced cfo</video:tag><video:tag>virtual cfo</video:tag><video:tag>virtual cfo serices</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2023-10-03</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/business-success-in-2024</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20121%20-%202024%20predictions%20business%20outlook.mp4/medium.jpg</video:thumbnail_loc><video:title>Video 121 - 2024 predictions business outlook</video:title><video:description>Video 121 - 2024 predictions business outlook</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20121%20-%202024%20predictions%20business%20outlook.mp4</video:content_loc><video:duration>268</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>cfo</video:tag><video:tag>fractional cvfo</video:tag><video:tag>virtual 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Why you shouldnt invest in an outsourced CFO</video:title><video:description>7. Why you shouldnt invest in an outsourced CFO</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/7.%20Why%20you%20shouldnt%20invest%20in%20an%20outsourced%20CFO.mp4</video:content_loc><video:duration>183</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>cfo provider</video:tag><video:tag>outsourced accounting</video:tag><video:tag>outsourced cfo</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20036%20-%20How%20Can%20I%20improve%20my%20Work%20in%20Progress%20-%20Featured%20Image%20(Blog).png</image:loc><image:caption>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:caption><image:title>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2023-08-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/return-on-investment</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Finance%20Fundamentals/FF%20-%20ROI%20wide.mp4/medium.jpg</video:thumbnail_loc><video:title>FF - 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you cash flow fast with this proven strategy</video:title><video:description>The Fastest Way to Grow Cash Flow in Your Business - Video 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to Avoid in 2025</video:title><video:description>After spending over 12 years working as an outsourced CFO provider, here are the 3 biggest issues I see businesses making on repeat, and for a year like we're having with 2025 - you need to make sure you're on top of it all.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/2025%20Pitfalls.mp4</video:content_loc><video:duration>224</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>breakeven</video:tag><video:tag>communication</video:tag><video:tag>culture</video:tag><video:tag>dollars</video:tag><video:tag>education</video:tag><video:tag>effort</video:tag><video:tag>finance</video:tag><video:tag>loss</video:tag><video:tag>money</video:tag><video:tag>pipeline</video:tag><video:tag>profit</video:tag><video:tag>revenue</video:tag><video:tag>sales</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Post%20Featured%20Image%20-%20General.png</image:loc><image:caption>BlogPostFeaturedImageGeneral</image:caption><image:title>BlogPostFeaturedImageGeneral</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/a%20business%20man%20jumping%20side%20ways%20over%20relly%20big%20holes%20in%20the%20ground%20In%20the%20background%20is%20the%20number%202025-1.jpeg</image:loc><image:caption>abusinessmanjumpingsidewaysoverrellybigholesinthegroundInthebackgroundisthenumber20251</image:caption><image:title>abusinessmanjumpingsidewaysoverrellybigholesinthegroundInthebackgroundisthenumber20251</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/a%20framework%20being%20built%20with%20a%20money%20bag%20on%20top%20of%20it.jpeg</image:loc><image:caption>aframeworkbeingbuiltwithamoneybagontopofit</image:caption><image:title>aframeworkbeingbuiltwithamoneybagontopofit</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2025-05-19</lastmod></url><url><loc>https://info.cfodynamics.com.au/virtual-cfo-services</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Website%20social%20image%20-%20Virtual%20CFO.png</image:loc><image:caption>WebsitesocialimageVirtualCFO</image:caption><image:title>WebsitesocialimageVirtualCFO</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Brand%20Graphic%20-%20Kylie%20v2%20LEFT%20YELLOW.png</image:loc><image:caption>BrandGraphicKyliev2LEFTYELLOW</image:caption><image:title>BrandGraphicKyliev2LEFTYELLOW</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Brand%20Graphic%20-%20Team%20(TM%2c%20BM%2c%20PM)%20v2-1.png</image:loc><image:caption>BrandGraphicTeamTMBMPMv21</image:caption><image:title>BrandGraphicTeamTMBMPMv21</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/card-icon.svg</image:loc><image:caption>cardicon</image:caption><image:title>cardicon</image:title></image:image><lastmod>2025-05-28</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/sales-funnel-delays</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Impact%20of%20Sales%20Delays%20and%20How%20to%20Fix%20Them%20(Video%20143).mp4/medium.jpg</video:thumbnail_loc><video:title>Impact of Sales Delays and How to Fix Them (Video 143)</video:title><video:description>Impact of Sales Delays and How to Fix Them (Video 143)</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Impact%20of%20Sales%20Delays%20and%20How%20to%20Fix%20Them%20(Video%20143).mp4</video:content_loc><video:duration>173</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Free%20Cash%20Flow%20Blog%20Post.png</image:loc><image:caption>FreeCashFlowBlogPost</image:caption><image:title>FreeCashFlowBlogPost</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2024-10-24</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/deloitte-says-performance-reviews-are-a-waste-of-time-heres-why-theyre-right</loc><lastmod>2025-11-13</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/handling-employee-benefit-requests-with-gut-feel</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20108%20-%20How%20to%20Handle%20Employee%20Benefit%20Requests%20(FINAL%20VIDEO).mp4/medium.jpg</video:thumbnail_loc><video:title>Video 108 - How to Handle Employee Benefit Requests (FINAL VIDEO)</video:title><video:description>Video 108 - How to Handle Employee Benefit Requests (FINAL VIDEO)</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20108%20-%20How%20to%20Handle%20Employee%20Benefit%20Requests%20(FINAL%20VIDEO).mp4</video:content_loc><video:duration>327</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting strategies </video:tag><video:tag>accounting tips</video:tag><video:tag>Business decisions</video:tag><video:tag>business owner tips</video:tag><video:tag>cfo provider</video:tag><video:tag>decision making</video:tag><video:tag>outsourced cfo</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2023-08-23</lastmod></url><url><loc>https://info.cfodynamics.com.au/virtual-cfo-canberra</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/card-icon.svg</image:loc><image:caption>cardicon</image:caption><image:title>cardicon</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2023-11-10</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/how-to-reduce-business-expenses</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/27.How%20to%20Reduce%20the%20Expenses%20of%20Your%20Business%20in%20Under%2090%20Seconds.mp4/medium.jpg</video:thumbnail_loc><video:title>27.How to Reduce the Expenses of Your Business in Under 90 Seconds</video:title><video:description>27.How to Reduce the Expenses of Your Business in Under 90 Seconds</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/27.How%20to%20Reduce%20the%20Expenses%20of%20Your%20Business%20in%20Under%2090%20Seconds.mp4</video:content_loc><video:duration>79</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2023-09-18</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/are-unclear-expectations-costing-your-business-millions</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/64.%20Are%20Unclear%20Expectations%20Costing%20Your%20Business%20Millions.mp4/medium.jpg</video:thumbnail_loc><video:title>64. Are Unclear Expectations Costing Your Business Millions</video:title><video:description>64. Are Unclear Expectations Costing Your Business Millions</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/64.%20Are%20Unclear%20Expectations%20Costing%20Your%20Business%20Millions.mp4</video:content_loc><video:duration>121</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2023-08-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/return-on-capital-employed-roce</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Return%20on%20Capital%20Employed.mp4/medium.jpg</video:thumbnail_loc><video:title>Return on Capital Employed</video:title><video:description>Return on Capital Employed</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Return%20on%20Capital%20Employed.mp4</video:content_loc><video:duration>401</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(6)-1.png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail61</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail61</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2024-07-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/what-is-the-goal-of-a-businesses-finance-team</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/What%20is%20the%20Goal%20of%20a%20Businesses%20Finance%20Team.mp4/medium.jpg</video:thumbnail_loc><video:title>What is the Goal of a Businesses Finance Team</video:title><video:description>What is the Goal of a Businesses Finance Team</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/What%20is%20the%20Goal%20of%20a%20Businesses%20Finance%20Team.mp4</video:content_loc><video:duration>179</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/FF%20-%20Debt%20to%20Equity.png</image:loc><image:caption>FFDebttoEquity</image:caption><image:title>FFDebttoEquity</image:title></image:image><lastmod>2023-10-03</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/does-your-business-have-enough-cash</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/68.%20Does%20Your%20Business%20Have%20Enough%20Cash%3F.mp4/medium.jpg</video:thumbnail_loc><video:title>68. Does Your Business Have Enough Cash?</video:title><video:description>68. Does Your Business Have Enough Cash?</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/68.%20Does%20Your%20Business%20Have%20Enough%20Cash%3F.mp4</video:content_loc><video:duration>525</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><lastmod>2024-08-13</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/people-tracking-performance-efficiency-factor</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20146%20-%20Performance%20Efficiency%20Factor.mp4/medium.jpg</video:thumbnail_loc><video:title>Video 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Factor</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20146%20-%20Performance%20Efficiency%20Factor.mp4</video:content_loc><video:duration>227</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20holding%20a%20stopwatch%20theyre%20using%20to%20track%20their%20time%20with%20money%20bags%20around%20them-Aug-22-2024-05-08-37-7572-AM.jpeg</image:loc><image:caption>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:caption><image:title>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/Employees%20looking%20happy%20while%20working%20but%20theyre%20being%20evaluated-1.jpeg</image:loc><image:caption>Employeeslookinghappywhileworkingbuttheyrebeingevaluated1</image:caption><image:title>Employeeslookinghappywhileworkingbuttheyrebeingevaluated1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/A%20scale%20with%20time%20and%20clocks%20on%20one%20side%20being%20outweighed%20by%20bags%20of%20money.jpeg</image:loc><image:caption>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:caption><image:title>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Cash%20Benchmark.png</image:loc><image:caption>CashBenchmark</image:caption><image:title>CashBenchmark</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2024-08-13</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/when-to-say-yes-or-no-to-client-requests</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Opportunity%20vs%20Cash-1.mp4/medium.jpg</video:thumbnail_loc><video:title>Opportunity vs Cash-1</video:title><video:description>Opportunity vs Cash-1</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Opportunity%20vs%20Cash-1.mp4</video:content_loc><video:duration>316</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(16).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail16</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail16</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20team%20meeting%2c%20with%20a%20whiteboard%20filled%20with%20daily%20targets%20and%20performance%20metrics.jpeg</image:loc><image:caption>Animageofateammeetingwithawhiteboardfilledwithdailytargetsandperformancemetrics</image:caption><image:title>Animageofateammeetingwithawhiteboardfilledwithdailytargetsandperformancemetrics</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/somebody%20having%20a%20choice%20between%20two%20paths%2c%20one%20a%20really%20good%20way%20and%20the%20other%20bad%20and%20evil%2c%20but%20theyre%20picking%20the%20bad%20path%20as%20there%20is%20something%20s.jpeg</image:loc><image:caption>somebodyhavingachoicebetweentwopathsoneareallygoodwayandtheotherbadandevilbuttheyrepickingthebadpathasthereissomethings</image:caption><image:title>somebodyhavingachoicebetweentwopathsoneareallygoodwayandtheotherbadandevilbuttheyrepickingthebadpathasthereissomethings</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2025-10-02</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/who-is-your-businesses-chief-pricing-officer</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/23.%20Who%20is%20Your%20Businesses%20Chief%20Pricing%20Officer.mp4/medium.jpg</video:thumbnail_loc><video:title>23. 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Who is Your Businesses Chief Pricing Officer</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/23.%20Who%20is%20Your%20Businesses%20Chief%20Pricing%20Officer.mp4</video:content_loc><video:duration>321</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/a%20board%20room%20split%20in%20two%2c%20on%20one%20side%20its%20professional%20and%20full%20of%20business%20people%2c%20and%20on%20the%20other%20side%20its%20casual%2c%20laid%20back%20and%20relaxed%20fun%2c%20re.jpeg</image:loc><image:caption>aboardroomsplitintwoononesideitsprofessionalandfullofbusinesspeopleandontheothersideitscasuallaidbackandrelaxedfunre</image:caption><image:title>aboardroomsplitintwoononesideitsprofessionalandfullofbusinesspeopleandontheothersideitscasuallaidbackandrelaxedfunre</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><lastmod>2024-07-09</lastmod></url><url><loc>https://info.cfodynamics.com.au/careers</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Brand%20Graphic%20-%20Team%20(TM%2c%20BM%2c%20PM)%20v2-1.png</image:loc><image:caption>BrandGraphicTeamTMBMPMv21</image:caption><image:title>BrandGraphicTeamTMBMPMv21</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Brand%20Graphic%20-%20Team%20(TM%2c%20BM%2c%20PM)%20v2.png</image:loc><image:caption>BrandGraphicTeamTMBMPMv2</image:caption><image:title>BrandGraphicTeamTMBMPMv2</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Brand%20Graphic%20-%20Claire%20&amp;%20Susanne.png</image:loc><image:caption>BrandGraphicClaireSusanne</image:caption><image:title>BrandGraphicClaireSusanne</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Social%20Image%20-%20Join%20Our%20Team%20(Careers%20Page).png</image:loc><image:caption>SocialImageJoinOurTeamCareersPage</image:caption><image:title>SocialImageJoinOurTeamCareersPage</image:title></image:image><lastmod>2024-10-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/reporting</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Trinh%20Musto.png</image:loc><image:caption>TrinhMusto</image:caption><image:title>TrinhMusto</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/card-icon.svg</image:loc><image:caption>cardicon</image:caption><image:title>cardicon</image:title></image:image><lastmod>2024-10-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/budgets-and-forecasts-what-do-elite-businesses-do</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Budget%20vs%20Forecast.mp4/medium.jpg</video:thumbnail_loc><video:title>Budget vs Forecast</video:title><video:description>Budget vs Forecast</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Budget%20vs%20Forecast.mp4</video:content_loc><video:duration>682</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/plan%20financial%20year%202026.jpeg</image:loc><image:caption>planfinancialyear2026</image:caption><image:title>planfinancialyear2026</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Purple%20and%20Beige%20Modern%20Fashion%20Price%20Comparison%20YouTube%20Thumbnail.png</image:loc><image:caption>PurpleandBeigeModernFashionPriceComparisonYouTubeThumbnail</image:caption><image:title>PurpleandBeigeModernFashionPriceComparisonYouTubeThumbnail</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/How%20to%20Set%20Your%20Budget%20Goals%20(Video%2088).png</image:loc><image:caption>HowtoSetYourBudgetGoalsVideo88</image:caption><image:title>HowtoSetYourBudgetGoalsVideo88</image:title></image:image><lastmod>2025-08-01</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/essential-factors-for-growth-the-goldilocks-approach</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20106%20-%20Goldilocks%20Growth%20Strategy%20-%20Final%20Video%20%5BWEBSITE%5D.mp4/medium.jpg</video:thumbnail_loc><video:title>Essential Factors for Balanced Growth - the Goldilocks Approach</video:title><video:description>Growth in business is complex. This video presents the Goldilocks approach to business success, offering insights into achieving balanced, sustainable business growth. Focusing on the triad of people, breakeven, and cash, the post explores how business owners can learn from the financial habits of tech and venture-backed startups to foster growth in their own companies. It emphasizes the significance of delegating tasks to free up strategic thinking time, understanding your breakeven point to make informed investment decisions, and effectively managing cash for reinvestment, all while maintaining a balanced approach that's not too reckless or too conservative, but "just right".</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20106%20-%20Goldilocks%20Growth%20Strategy%20-%20Final%20Video%20%5BWEBSITE%5D.mp4</video:content_loc><video:duration>388</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>Accounting advice</video:tag><video:tag>Accounting tips</video:tag><video:tag>Business growth</video:tag><video:tag>Goldilocks</video:tag><video:tag>Strategic growth</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/Someone%20holding%20a%20piggy%20bank%20wondering%20if%20they%20should%20smash%20it.jpeg</image:loc><image:caption>Someoneholdingapiggybankwonderingiftheyshouldsmashit</image:caption><image:title>Someoneholdingapiggybankwonderingiftheyshouldsmashit</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(6)-1.png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail61</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail61</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2023-08-01</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/have-you-got-the-right-people-on-your-finance-team</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/20.Have%20You%20Got%20The%20Right%20People%20on%20Your%20Finance%20Team%3F.mp4/medium.jpg</video:thumbnail_loc><video:title>20.Have You Got The Right People on Your Finance Team?</video:title><video:description>20.Have You Got The Right People on Your Finance Team?</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/20.Have%20You%20Got%20The%20Right%20People%20on%20Your%20Finance%20Team%3F.mp4</video:content_loc><video:duration>379</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2023-09-18</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/reading-cashflow</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/How%20to%20Read%20Your%20Cash%20Flow%20Statement%20(Video%2090).mp4/medium.jpg</video:thumbnail_loc><video:title>How to Read Your Cash Flow Statement (Video 90)</video:title><video:description>How to Read Your Cash Flow Statement (Video 90)</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/How%20to%20Read%20Your%20Cash%20Flow%20Statement%20(Video%2090).mp4</video:content_loc><video:duration>355</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>Accounting tips</video:tag><video:tag>Cash flow</video:tag><video:tag>Operating cash flow</video:tag><video:tag>Outsourced CFO</video:tag><video:tag>Virtual CFO</video:tag><video:tag>Virutal CFO services</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2023-09-19</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/linear-vs-stepped-expenses-explained</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Stepped%20Vs%20Linear%20Expenses.mp4/medium.jpg</video:thumbnail_loc><video:title>Stepped versus Linear Expenses</video:title><video:description>Discover the key difference between linear and stepped expenses — and how understanding them can protect your margins and drive sustainable growth.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Stepped%20Vs%20Linear%20Expenses.mp4</video:content_loc><video:duration>368</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(18).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail18</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail18</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/debt%20to%20cap%20fin.png</image:loc><image:caption>debttocapfin</image:caption><image:title>debttocapfin</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/overhead%20expenses.png</image:loc><image:caption>overheadexpenses</image:caption><image:title>overheadexpenses</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(10).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail10</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail10</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2025-10-17</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/what-is-good-business-advice-and-how-do-you-spot-bad-advice</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/What%20is%20Advice.mp4/medium.jpg</video:thumbnail_loc><video:title>What is Advice</video:title><video:description>What is Advice</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/What%20is%20Advice.mp4</video:content_loc><video:duration>432</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(50).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail50</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail50</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(37).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail37</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail37</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(45).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail45</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail45</image:title></image:image><lastmod>2026-02-27</lastmod></url><url><loc>https://info.cfodynamics.com.au/privacy-policy</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2024-05-27</lastmod></url><url><loc>https://info.cfodynamics.com.au/team/kylie-sheridan</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person-1.svg</image:loc><image:caption>ctaperson1</image:caption><image:title>ctaperson1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Kylie%20Sheridan%20Yellow.png</image:loc><image:caption>KylieSheridanYellow</image:caption><image:title>KylieSheridanYellow</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Kylie%20Sheridan.png</image:loc><image:caption>KylieSheridan</image:caption><image:title>KylieSheridan</image:title></image:image><lastmod>2024-11-21</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/gopro-how-to-wreck-a-market-leader</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/GoPro%20Fin.mp4/medium.jpg</video:thumbnail_loc><video:title>GoPro Fin</video:title><video:description>GoPro 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Traits of an Excellent Business Advisor</video:title><video:description>4 Traits of an Excellent Business 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You're Losing Quotes: 3 Factors That Affect Quote Conversion Rates</video:title><video:description>Businesses often lose quotes due to price, differentiation, and lead times. It is crucial to understand and analyse these factors to improve quote conversion rates. Gathering information on why quotes are lost or won and distributing this data within the business can help refine strategies, optimise offerings, and enhance competitiveness.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/140.%20Why%20Youre%20Losing%20Quotes.mp4</video:content_loc><video:duration>244</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>business</video:tag><video:tag>conversion rate</video:tag><video:tag>convert more sales</video:tag><video:tag>external cfo</video:tag><video:tag>generate more sales</video:tag><video:tag>improve sales</video:tag><video:tag>outsourced cfo</video:tag><video:tag>quote conversion</video:tag><video:tag>sales</video:tag><video:tag>sales conversion</video:tag><video:tag>sales conversion rate</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20140%20-%20Why%20youre%20losing%20quotes%20-%20Blog%20Featured%20Image.png</image:loc><image:caption>Video140WhyyourelosingquotesBlogFeaturedImage</image:caption><image:title>Video140WhyyourelosingquotesBlogFeaturedImage</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(1).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail1</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2024-07-16</lastmod></url><url><loc>https://info.cfodynamics.com.au/results</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Jeff%20Grace%20-%20Photo.jpg</image:loc><image:caption>JeffGracePhoto</image:caption><image:title>JeffGracePhoto</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2024-10-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/how-growth-kills-your-business</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/38.%20How%20Growth%20Kills%20Your%20Business%20(Storytime%201).mp4/medium.jpg</video:thumbnail_loc><video:title>38. How Growth Kills Your Business (Storytime 1)</video:title><video:description>38. How Growth Kills Your Business (Storytime 1)</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/38.%20How%20Growth%20Kills%20Your%20Business%20(Storytime%201).mp4</video:content_loc><video:duration>236</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><lastmod>2023-10-03</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/stock-write-offs-explained</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/113.%20Breaking%20Up%20With%20Your%20Stock.mp4/medium.jpg</video:thumbnail_loc><video:title>Stock write-offs explained: Understanding stock write-offs &amp; how it can boost profitability in 3 simple steps</video:title><video:description>Unlock hidden profits with our 3-step stock write-off strategy. Optimize financial health and boost profitability effortlessly.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/113.%20Breaking%20Up%20With%20Your%20Stock.mp4</video:content_loc><video:duration>629</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting strategies</video:tag><video:tag>accounting tips</video:tag><video:tag>business owners</video:tag><video:tag>cfo services</video:tag><video:tag>expert fiancial advice</video:tag><video:tag>external cfo provider</video:tag><video:tag>inventory management</video:tag><video:tag>outsourced cfo</video:tag><video:tag>stock management</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/Blog%20Featured%20Image%20-%20Sales%20Travel.png</image:loc><image:caption>BlogFeaturedImageSalesTravel</image:caption><image:title>BlogFeaturedImageSalesTravel</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Post%20Featured%20Images.png</image:loc><image:caption>BlogPostFeaturedImages</image:caption><image:title>BlogPostFeaturedImages</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2024-03-13</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/improve-employee-attendance-go-to-work-bonus-strategy</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20105%20-%20Sick%20Leave%20Performance%20Strategy%20-%20Final%20Video.mp4/medium.jpg</video:thumbnail_loc><video:title>How to Increase Employee Attendance</video:title><video:description>Video 105 - Sick Leave Performance Strategy - Final Video</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20105%20-%20Sick%20Leave%20Performance%20Strategy%20-%20Final%20Video.mp4</video:content_loc><video:duration>349</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>Boost staff attendance</video:tag><video:tag>Employee management</video:tag><video:tag>Employee management strategies</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Does%20location%20affect%20working%20with%20a%20virtual%20CFO.png</image:loc><image:caption>DoeslocationaffectworkingwithavirtualCFO</image:caption><image:title>DoeslocationaffectworkingwithavirtualCFO</image:title></image:image><lastmod>2024-10-24</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/how-quickly-do-i-see-a-return-on-investment-from-investing-in-an-outsourced-cfo</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/9.%20How%20Quickly%20Does%20a%20Business%20Get%20an%20ROI%20on%20an%20Outsourced%20CFO.mp4.mp4/medium.jpg</video:thumbnail_loc><video:title>9. 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Tips</video:title><video:description>EOFY Tips</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/EOFY%20Tips.mp4</video:content_loc><video:duration>258</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/somebody%20having%20a%20choice%20between%20two%20paths%2c%20one%20a%20really%20good%20way%20and%20the%20other%20bad%20and%20evil%2c%20but%20theyre%20picking%20the%20bad%20path%20as%20there%20is%20something%20s.jpeg</image:loc><image:caption>somebodyhavingachoicebetweentwopathsoneareallygoodwayandtheotherbadandevilbuttheyrepickingthebadpathasthereissomethings</image:caption><image:title>somebodyhavingachoicebetweentwopathsoneareallygoodwayandtheotherbadandevilbuttheyrepickingthebadpathasthereissomethings</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20business%20owner%20analyzing%20financial%20data%20with%20a%20virtual%20CFO%20to%20prevent%20default%20issues%20in%20their%20business.jpeg</image:loc><image:caption>AnimageofabusinessowneranalyzingfinancialdatawithavirtualCFOtopreventdefaultissuesintheirbusiness</image:caption><image:title>AnimageofabusinessowneranalyzingfinancialdatawithavirtualCFOtopreventdefaultissuesintheirbusiness</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/a%20scale%20with%20money%20on%20one%20side%20and%20tax%20receipts%20on%20the%20other.jpeg</image:loc><image:caption>ascalewithmoneyononesideandtaxreceiptsontheother</image:caption><image:title>ascalewithmoneyononesideandtaxreceiptsontheother</image:title></image:image><lastmod>2025-11-26</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/payroll-compliance-lessons-from-bhp-280-million-mistake</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/BHPs%20$280%20Million%20Mistake%20-%20Video%20139.mp4/medium.jpg</video:thumbnail_loc><video:title>BHPs $280 Million Mistake - Video 139</video:title><video:description>BHPs $280 Million Mistake - Video 139</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/BHPs%20$280%20Million%20Mistake%20-%20Video%20139.mp4</video:content_loc><video:duration>189</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/Blog%20Post%20Featured%20Image-1-1.png</image:loc><image:caption>BlogPostFeaturedImage11</image:caption><image:title>BlogPostFeaturedImage11</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20Thumbnails/9.How%20Quickly%20Does%20a%20Business%20Get%20an%20ROI%20on%20an%20Outsourced%20CFO.mp4-thumb.jpeg</image:loc><image:caption>9HowQuicklyDoesaBusinessGetanROIonanOutsourcedCFOmp4thumb</image:caption><image:title>9HowQuicklyDoesaBusinessGetanROIonanOutsourcedCFOmp4thumb</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/From%20the%20Founder%20(BM).png</image:loc><image:caption>FromtheFounderBM</image:caption><image:title>FromtheFounderBM</image:title></image:image><lastmod>2024-07-11</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/gross-profit-forgives-all-sins</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/GP%25%20forgives%20all%20sins%20.mp4/medium.jpg</video:thumbnail_loc><video:title>GP% Forgives All Sins</video:title><video:description>Maintaining a gross profit margin of 40% or higher can significantly enhance profitability and cash flow. GET YOUR GP ON TRACK TODAY. By managing overheads within the 20-25% range, businesses can secure a minimum net profit of 15%, fostering long-term growth. It also stresses the importance of the gross profit to working capital ratio, noting that a wider gap between these figures allows for greater cash generation and liquidity during growth periods. Overall, the key takeaway is that effective management of gross profit, overheads, and working capital is essential for financial stability and resilience in challenging economic conditions.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/GP%25%20forgives%20all%20sins%20.mp4</video:content_loc><video:duration>266</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>finance</video:tag><video:tag>Gross Profit</video:tag><video:tag>Overheads</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/Gross%20Profit%20Forgiving%20Sins.jpeg</image:loc><image:caption>GrossProfitForgivingSins</image:caption><image:title>GrossProfitForgivingSins</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2024-10-09</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/debt-to-capital-ratio</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Finance%20Fundamentals/FF%20-%20Debt%20to%20Cap%20wide.mp4/medium.jpg</video:thumbnail_loc><video:title>FF - Debt to Cap wide</video:title><video:description>FF - Debt to Cap wide</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Finance%20Fundamentals/FF%20-%20Debt%20to%20Cap%20wide.mp4</video:content_loc><video:duration>191</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/debt%20to%20cap%20fin.png</image:loc><image:caption>debttocapfin</image:caption><image:title>debttocapfin</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/FF%20-%20Debt%20to%20Equity.png</image:loc><image:caption>FFDebttoEquity</image:caption><image:title>FFDebttoEquity</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Post%20Featured%20Images.png</image:loc><image:caption>BlogPostFeaturedImages</image:caption><image:title>BlogPostFeaturedImages</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20business%20owner%20analyzing%20financial%20data%20with%20a%20virtual%20CFO%20to%20prevent%20default%20issues%20in%20their%20business.jpeg</image:loc><image:caption>AnimageofabusinessowneranalyzingfinancialdatawithavirtualCFOtopreventdefaultissuesintheirbusiness</image:caption><image:title>AnimageofabusinessowneranalyzingfinancialdatawithavirtualCFOtopreventdefaultissuesintheirbusiness</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2025-04-10</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/rebates-vs-discounts</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Rebates%20vs%20Discounts%20-%20Video%20141.mp4/medium.jpg</video:thumbnail_loc><video:title>Rebates vs Discounts: Why Rebates Could Be Costing More Than You Think</video:title><video:description>
Discover how a simple strategic shift helped a business boost its gross profit margin by 12.5%. In this insightful video, learn the hidden costs of rebates and the significant benefits of switching to supplier discounts. By examining a real-life case study, we reveal how one business went from a 30% to 42.5% margin, saving substantial amounts on product costs. This transcript delves into a finance meeting where the client realised that their reliance on a 2-3% rebate from suppliers was actually less beneficial than opting for a 15-20% discount. The discussion highlights how the business was paying an excessively high 70 cents per dollar in product costs, and how shifting to discounts could enhance their profit margins.

The key takeaway is the importance of evaluating supplier agreements and considering alternatives that might offer better financial outcomes. This strategy not only improved margins for 50% of the product supply by 12.5% but also showed potential for a 25% improvement if applied across the entire product base. The client, despite being knowledgeable in business operations, had overlooked the more advantageous option due to the allure of rebates.

Are you getting the best deal from your suppliers? This video poses critical questions about your current supplier agreements and encourages you to assess if rebates are truly saving you money or if discounts could provide better overall value. Periodic evaluations of supplier contracts and exploring alternative pricing strategies can lead to significant cost savings and enhanced profit margins.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Rebates%20vs%20Discounts%20-%20Video%20141.mp4</video:content_loc><video:duration>232</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>business owners</video:tag><video:tag>cfo</video:tag><video:tag>cost savings</video:tag><video:tag>external cfo</video:tag><video:tag>finance</video:tag><video:tag>Financial Outcomes</video:tag><video:tag>financial strategy</video:tag><video:tag>gross profit</video:tag><video:tag>gross profit margin</video:tag><video:tag>Margin Improvement</video:tag><video:tag>outsourced cfo</video:tag><video:tag>strategy</video:tag><video:tag>supplier agreements</video:tag><video:tag>virtual cfo</video:tag><video:tag>Volume Discount</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Company%20Culture.png</image:loc><image:caption>CompanyCulture</image:caption><image:title>CompanyCulture</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Vid%20119%20-%20Self%20Harming%20in%20Business%20-%20Featured%20Image.png</image:loc><image:caption>Vid119SelfHarminginBusinessFeaturedImage</image:caption><image:title>Vid119SelfHarminginBusinessFeaturedImage</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20141%20-%20Rebates%20vs%20Discounts%20-%20Blog%20Post%20Featured%20Image.png</image:loc><image:caption>Video141RebatesvsDiscountsBlogPostFeaturedImage</image:caption><image:title>Video141RebatesvsDiscountsBlogPostFeaturedImage</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2024-10-07</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/the-6-steps-you-need-to-do-when-you-don-t-know-what-to</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/75.%20What%20To%20Do%20When%20You%20Dont%20Have%20a%20Crystal%20Ball.mp4/medium.jpg</video:thumbnail_loc><video:title>75. What To Do When You Dont Have a Crystal Ball</video:title><video:description>75. What To Do When You Dont Have a Crystal Ball</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/75.%20What%20To%20Do%20When%20You%20Dont%20Have%20a%20Crystal%20Ball.mp4</video:content_loc><video:duration>738</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2024-07-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/optimise-your-systems-and-processes</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Trinh%20Musto.png</image:loc><image:caption>TrinhMusto</image:caption><image:title>TrinhMusto</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/card-icon.svg</image:loc><image:caption>cardicon</image:caption><image:title>cardicon</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2024-10-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/virtual-cfo</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/card-icon.svg</image:loc><image:caption>cardicon</image:caption><image:title>cardicon</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Brand%20Graphic%20-%20Team%20(TM%2c%20BM%2c%20PM)%20v2-1.png</image:loc><image:caption>BrandGraphicTeamTMBMPMv21</image:caption><image:title>BrandGraphicTeamTMBMPMv21</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Website%20social%20image%20-%20Virtual%20CFO.png</image:loc><image:caption>WebsitesocialimageVirtualCFO</image:caption><image:title>WebsitesocialimageVirtualCFO</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Brand%20Graphic%20-%20Kylie%20v2%20LEFT%20YELLOW.png</image:loc><image:caption>BrandGraphicKyliev2LEFTYELLOW</image:caption><image:title>BrandGraphicKyliev2LEFTYELLOW</image:title></image:image><lastmod>2024-10-22</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/tracking-success-dont-let-your-team-derail-from-their-goals</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20Shorts/Awkward%20Conversation%20short.mp4/medium.jpg</video:thumbnail_loc><video:title>Why You Must Have Awkward Conversations in Your Business | CFO Dynamics</video:title><video:description>You must have awkward conversations in your business and not be afraid to confront the problems you're facing head on. Although 100% not ideal and awkward for a reason, it is my guarantee you will feel better after.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20Shorts/Awkward%20Conversation%20short.mp4</video:content_loc><video:duration>54</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>awkward conversations</video:tag><video:tag>business</video:tag><video:tag>business advice</video:tag><video:tag>business owners</video:tag><video:tag>business performance</video:tag><video:tag>external CFO</video:tag><video:tag>external financial advisor</video:tag><video:tag>finance</video:tag><video:tag>hard conversations</video:tag><video:tag>KPI</video:tag><video:tag>metric</video:tag><video:tag>Outsourced CFO</video:tag><video:tag>reviewing</video:tag><video:tag>team members</video:tag><video:tag>team performance</video:tag><video:tag>tracking</video:tag><video:tag>virtual CFO</video:tag></video:video><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Tracking%20Success%20-%20How%20to%20Keep%20your%20Business%20and%20Team%20Motivated%20to%20the%20Right%20Goals.mp4/medium.jpg</video:thumbnail_loc><video:title>Tracking Success - How to Keep Your Business and Team Motivated Towards the Right Goals | CFO Dynamics</video:title><video:description>A quick 8 minute video going into the need to set clear goals and communicate them down to your team. Your team should have a collaborative and engaged approach to fulfilling the business goals and targets set. Ideally good goals would push and drive your team members to continue executing, without harbouring any negative feelings from underperforming and over-competition. Success must be recognised and celebrated but failure must not be insulting and put downs. Through KPI tracking we become better and grow, not belittled and underminded.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Tracking%20Success%20-%20How%20to%20Keep%20your%20Business%20and%20Team%20Motivated%20to%20the%20Right%20Goals.mp4</video:content_loc><video:duration>479</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>business advice</video:tag><video:tag>Business goal meaning</video:tag><video:tag>business goals</video:tag><video:tag>Business goals for year end review example</video:tag><video:tag>business owners</video:tag><video:tag>business success</video:tag><video:tag>business targets</video:tag><video:tag>business tips</video:tag><video:tag>finance</video:tag><video:tag>goals</video:tag><video:tag>KPI</video:tag><video:tag>KPI's</video:tag><video:tag>outsourced CFO</video:tag><video:tag>success</video:tag><video:tag>target setting</video:tag><video:tag>team members</video:tag><video:tag>Virtual CFO</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20holding%20a%20stopwatch%20theyre%20using%20to%20track%20their%20time%20with%20money%20bags%20around%20them-Aug-22-2024-05-08-37-7572-AM.jpeg</image:loc><image:caption>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:caption><image:title>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20team%20meeting%2c%20with%20a%20whiteboard%20filled%20with%20daily%20targets%20and%20performance%20metrics.jpeg</image:loc><image:caption>Animageofateammeetingwithawhiteboardfilledwithdailytargetsandperformancemetrics</image:caption><image:title>Animageofateammeetingwithawhiteboardfilledwithdailytargetsandperformancemetrics</image:title></image:image><lastmod>2024-09-11</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/is-inflation-killing-your-sales-number</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/51.%20Is%20Inflation%20Killing%20Your%20Sales%20Number%3F.mp4/medium.jpg</video:thumbnail_loc><video:title>51. Is Inflation Killing Your Sales Number?</video:title><video:description>51. Is Inflation Killing Your Sales Number?</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/51.%20Is%20Inflation%20Killing%20Your%20Sales%20Number%3F.mp4</video:content_loc><video:duration>598</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20036%20-%20How%20Can%20I%20improve%20my%20Work%20in%20Progress%20-%20Featured%20Image%20(Blog).png</image:loc><image:caption>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:caption><image:title>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><lastmod>2024-07-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/ebitda-explained</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Finance%20Fundamentals/Finance%20Fundamentals%20-%20EBITDA.mp4/medium.jpg</video:thumbnail_loc><video:title>CFO Explains EBITDA</video:title><video:description>Learn what EBITDA really means, how it differs from EBIT, and why understanding it is crucial for cash flow, business valuation, and operational decisions. Virtual CFO insights included.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Finance%20Fundamentals/Finance%20Fundamentals%20-%20EBITDA.mp4</video:content_loc><video:duration>133</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>Accountant</video:tag><video:tag>CFO</video:tag><video:tag>EBITDA</video:tag><video:tag>Explainer</video:tag><video:tag>Profit</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(23)-1.png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail231</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail231</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/debt%20to%20cap%20fin.png</image:loc><image:caption>debttocapfin</image:caption><image:title>debttocapfin</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/overhead%20expenses.png</image:loc><image:caption>overheadexpenses</image:caption><image:title>overheadexpenses</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2025-10-30</lastmod></url><url><loc>https://info.cfodynamics.com.au/team/brendan-mills</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person-1.svg</image:loc><image:caption>ctaperson1</image:caption><image:title>ctaperson1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Meet%20the%20Team/Brendan%20Mills.png</image:loc><image:caption>BrendanMills</image:caption><image:title>BrendanMills</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2024-11-21</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/the-three-factors-driving-the-future-of-your-finance-team</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/40.%20The%20Three%20Factors%20Driving%20the%20Future%20of%20Your%20Finance%20Team.mp4/medium.jpg</video:thumbnail_loc><video:title>Factors and constraints that shape the success of your finance team</video:title><video:description>40. The Three Factors Driving the Future of Your Finance Team</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/40.%20The%20Three%20Factors%20Driving%20the%20Future%20of%20Your%20Finance%20Team.mp4</video:content_loc><video:duration>266</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting advice</video:tag><video:tag>accounting strategy</video:tag><video:tag>business owner tips</video:tag><video:tag>finance team</video:tag><video:tag>optimise finance team</video:tag><video:tag>outsourced cfo</video:tag><video:tag>purpose of finance team</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/5%20problems%20virtual%20CFO%20solves.png</image:loc><image:caption>5problemsvirtualCFOsolves</image:caption><image:title>5problemsvirtualCFOsolves</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><lastmod>2023-10-04</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/the-4-traits-behind-high-performing-businesses</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Soar%20or%20Stall%20-%20fin.mp4/medium.jpg</video:thumbnail_loc><video:title>Soar or Stall - fin</video:title><video:description>Soar or Stall - fin</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Soar%20or%20Stall%20-%20fin.mp4</video:content_loc><video:duration>445</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/People%20celebrating%20the%20gap%20between%20margin%20and%20capital.jpeg</image:loc><image:caption>Peoplecelebratingthegapbetweenmarginandcapital</image:caption><image:title>Peoplecelebratingthegapbetweenmarginandcapital</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20getting%20smothered%20underneath%20a%20bag%20of%20money.jpeg</image:loc><image:caption>someonegettingsmotheredunderneathabagofmoney</image:caption><image:title>someonegettingsmotheredunderneathabagofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/There%20is%20one%20worker%20in%20the%20middle%20at%20the%20top%20of%20a%20pyramid%20%20all%20other%20workers%20below%20are%20trying%20to%20reach%20the%20top%20of%20the%20pyramid-3.jpeg</image:loc><image:caption>Thereisoneworkerinthemiddleatthetopofapyramidallotherworkersbelowaretryingtoreachthetopofthepyramid3</image:caption><image:title>Thereisoneworkerinthemiddleatthetopofapyramidallotherworkersbelowaretryingtoreachthetopofthepyramid3</image:title></image:image><lastmod>2025-07-11</lastmod></url><url><loc>https://info.cfodynamics.com.au/virtual-cfo-australia</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/card-icon.svg</image:loc><image:caption>cardicon</image:caption><image:title>cardicon</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2023-11-10</lastmod></url><url><loc>https://info.cfodynamics.com.au/increase-profit-cash-flow</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Trinh%20Musto.png</image:loc><image:caption>TrinhMusto</image:caption><image:title>TrinhMusto</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/card-icon.svg</image:loc><image:caption>cardicon</image:caption><image:title>cardicon</image:title></image:image><lastmod>2024-10-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/team</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Kylie%20Sheridan%20Yellow.png</image:loc><image:caption>KylieSheridanYellow</image:caption><image:title>KylieSheridanYellow</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Claire%20McMullan.png</image:loc><image:caption>ClaireMcMullan</image:caption><image:title>ClaireMcMullan</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Meet%20the%20Team/Paul%20Mar.png</image:loc><image:caption>PaulMar</image:caption><image:title>PaulMar</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Cathy%20Qian.png</image:loc><image:caption>CathyQian</image:caption><image:title>Cat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RECOVERY</video:title><video:description>LABOUR RECOVERY</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/LABOUR%20RECOVERY.mp4</video:content_loc><video:duration>353</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/A%20scale%20with%20time%20and%20clocks%20on%20one%20side%20being%20outweighed%20by%20bags%20of%20money.jpeg</image:loc><image:caption>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:caption><image:title>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(1).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail1</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2025-08-13</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/kpi-pollution-simplifying-metrics-for-business-success</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/KPI%20Pollution.mp4/medium.jpg</video:thumbnail_loc><video:title>KPI Pollution: Simplifying Metrics For Business Success</video:title><video:description>In the business world, there’s one kind of pollution that often goes unnoticed. This one isn’t about the environment; it's about harming your business with an overload of key performance indicators (KPIs).

KPIs are like a scorecard for your business. They're specific numbers or metrics used to track, measure and analyse how well your business is doing in crucial areas. Think of them as essential measurements that help track your progress and make informed decisions to achieve your business goals.

Pollution is defined as the introduction of harmful materials into the environment. Think of the harmful material being your KPIs and think of the environment as your business. The more polluted it gets, the harder it is to navigate towards success.

In a business sense, then, KPI pollution is tracking so many metrics that you don't have a clear understanding of whether your business is heading in the right direction or not. It's like an overflowing toolbox with dozens of tools you've collected over the years, but all you need is an Allen key. Too many KPIs can prevent you from seeing the bigger picture and make it hard to figure out if you're on the right track.

Essentially, an overload of KPIs creates confusion and hinders your ability to gauge business success. The good news is, it's an easy fix.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/KPI%20Pollution.mp4</video:content_loc><video:duration>274</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting advice</video:tag><video:tag>business KPIs</video:tag><video:tag>business owners </video:tag><video:tag>cfo services</video:tag><video:tag>external cfo</video:tag><video:tag>external financial adviser</video:tag><video:tag>KPI overload</video:tag><video:tag>KPI pollution</video:tag><video:tag>outsourced cfo</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2023-10-13</lastmod></url><url><loc>https://info.cfodynamics.com.au/team/gina-wysocki</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person-1.svg</image:loc><image:caption>ctaperson1</image:caption><image:title>ctaperson1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Gina%20Wysocki.png</image:loc><image:caption>GinaWysocki</image:caption><image:title>GinaWysocki</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Gina%20Wysocki-2.png</image:loc><image:caption>GinaWysocki2</image:caption><image:title>GinaWysocki2</image:title></image:image><lastmod>2024-11-21</lastmod></url><url><loc>https://info.cfodynamics.com.au/contact</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/asset-line.svg</image:loc><image:caption>assetline</image:caption><image:title>assetline</image:title></image:image><lastmod>2024-09-02</lastmod></url><url><loc>https://info.cfodynamics.com.au/team/paul-mar</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Meet%20the%20Team/Paul%20Mar.png</image:loc><image:caption>PaulMar</image:caption><image:title>PaulMar</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person-1.svg</image:loc><image:caption>ctaperson1</image:caption><image:title>ctaperson1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Paul%20Mar.png</image:loc><image:caption>PaulMar</image:caption><image:title>PaulMar</image:title></image:image><lastmod>2024-11-21</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/procurement-management-explained</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Finance%20Fundamentals/Finance%20Fundamentals%20-%20Procurement%20Management.mp4/medium.jpg</video:thumbnail_loc><video:title>Finance Fundamentals - Procurement Management</video:title><video:description>Finance Fundamentals - Procurement Management</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Finance%20Fundamentals/Finance%20Fundamentals%20-%20Procurement%20Management.mp4</video:content_loc><video:duration>497</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(14).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail14</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail14</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/Video%20120%20-%20Effort%20&amp;%20Output%20-%20Featured%20Image.png</image:loc><image:caption>Video120EffortOutputFeaturedImage</image:caption><image:title>Video120EffortOutputFeaturedImage</image:title></image:image><lastmod>2025-09-26</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/understanding-investment-time-horizons-for-better-business-budgeting</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20137%20-%20Budget%20Planning%20&amp;%20Decision%20Making.mp4/medium.jpg</video:thumbnail_loc><video:title>How Timing Impacts Investment Decisions at Budget Time</video:title><video:description>In this video, we discuss the importance of considering the time horizons of your investments, especially during the budgeting process. This is crucial for businesses planning to sell within a few years versus those aiming for long-term operations. Immediate impact investments are essential for those looking to sell soon, while long-term investments are better for ongoing operations. Setting clear expectations for investment impacts ensures effective budgeting and financial planning.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20137%20-%20Budget%20Planning%20&amp;%20Decision%20Making.mp4</video:content_loc><video:duration>243</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/From%20the%20Founder%20(BM).png</image:loc><image:caption>FromtheFounderBM</image:caption><image:title>FromtheFounderBM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Post%20Featured%20Images.png</image:loc><image:caption>BlogPostFeaturedImages</image:caption><image:title>BlogPostFeaturedImages</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/somebody%20having%20a%20choice%20between%20two%20paths%2c%20one%20a%20really%20good%20way%20and%20the%20other%20bad%20and%20evil%2c%20but%20theyre%20picking%20the%20bad%20path%20as%20there%20is%20something%20s.jpeg</image:loc><image:caption>somebodyhavingachoicebetweentwopathsoneareallygoodwayandtheotherbadandevilbuttheyrepickingthebadpathasthereissomethings</image:caption><image:title>somebodyhavingachoicebetweentwopathsoneareallygoodwayandtheotherbadandevilbuttheyrepickingthebadpathasthereissomethings</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2024-06-18</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/the-reasons-people-fail-in-business</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/69.%20Reasons%20People%20Fail%20in%20Business.mp4/medium.jpg</video:thumbnail_loc><video:title>69. Reasons People Fail in Business</video:title><video:description>69. Reasons People Fail in Business</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/69.%20Reasons%20People%20Fail%20in%20Business.mp4</video:content_loc><video:duration>253</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(6)-1.png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail61</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail61</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Company%20Culture.png</image:loc><image:caption>CompanyCulture</image:caption><image:title>CompanyCulture</image:title></image:image><lastmod>2023-10-17</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/how-to-reduce-your-tax-accountant-fees</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/How%20To%20Reduce%20Your%20Tax%20Accountant%20Fees%20(Video%2053).mp4/medium.jpg</video:thumbnail_loc><video:title>How To Reduce Your Tax Accountant Fees (Video 53)</video:title><video:description>Business owners are likely concerned about understanding
their tax liability, or are eager to receive a refund as soon as
possible. By adopting a methodical approach and establishing clear communication with your tax accountant, you can both reduce the accounting fees your business pays plus expedite the tax return process.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/How%20To%20Reduce%20Your%20Tax%20Accountant%20Fees%20(Video%2053).mp4</video:content_loc><video:duration>736</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>Accounting</video:tag><video:tag>Accounting Advice</video:tag><video:tag>Accounting Fees</video:tag><video:tag>Accounting Tips</video:tag><video:tag>Business Success</video:tag><video:tag>Tax Accounting</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20team%20meeting%2c%20with%20a%20whiteboard%20filled%20with%20daily%20targets%20and%20performance%20metrics.jpeg</image:loc><image:caption>Animageofateammeetingwithawhiteboardfilledwithdailytargetsandperformancemetrics</image:caption><image:title>Animageofateammeetingwithawhiteboardfilledwithdailytargetsandperformancemetrics</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2024-10-24</lastmod></url><url><loc>https://info.cfodynamics.com.au/team/trinh-musto</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person-1.svg</image:loc><image:caption>ctaperson1</image:caption><image:title>ctaperson1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Trinh%20Musto%202.png</image:loc><image:caption>TrinhMusto2</image:caption><image:title>TrinhMusto2</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Trinh%20Musto.png</image:loc><image:caption>TrinhMusto</image:caption><image:title>TrinhMusto</image:title></image:image><lastmod>2024-11-21</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/the-power-of-effective-working-capital-management</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/35.The%20Power%20of%20Effective%20Working%20Capital%20Management.mp4/medium.jpg</video:thumbnail_loc><video:title>35.The Power of Effective Working Capital Management</video:title><video:description>35.The Power of Effective Working Capital Management</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/35.The%20Power%20of%20Effective%20Working%20Capital%20Management.mp4</video:content_loc><video:duration>181</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2024-05-16</lastmod></url><url><loc>https://info.cfodynamics.com.au/team/edward-morgan</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Edward%20Morgan.png</image:loc><image:caption>EdwardMorgan</image:caption><image:title>EdwardMorgan</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person-1.svg</image:loc><image:caption>ctaperson1</image:caption><image:title>ctaperson1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Morgan-2.png</image:loc><image:caption>EdwardMorgan2</image:caption><image:title>EdwardMorgan2</image:title></image:image><lastmod>2024-11-21</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/business-strategy-in-5-minutes-a-simple-framework-that-actually-works</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Strategy%20in%205%20Mins.mp4/medium.jpg</video:thumbnail_loc><video:title>Strategy in 5 Mins</video:title><video:description>Strategy in 5 Mins</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Strategy%20in%205%20Mins.mp4</video:content_loc><video:duration>232</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(48).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail48</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail48</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(49).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail49</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail49</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/Gross%20Profit%20Forgiving%20Sins.jpeg</image:loc><image:caption>GrossProfitForgivingSins</image:caption><image:title>GrossProfitForgivingSins</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/There%20is%20one%20worker%20in%20the%20middle%20at%20the%20top%20of%20a%20pyramid%20%20all%20other%20workers%20below%20are%20trying%20to%20reach%20the%20top%20of%20the%20pyramid-3.jpeg</image:loc><image:caption>Thereisoneworkerinthemiddleatthetopofapyramidallotherworkersbelowaretryingtoreachthetopofthepyramid3</image:caption><image:title>Thereisoneworkerinthemiddleatthetopofapyramidallotherworkersbelowaretryingtoreachthetopofthepyramid3</image:title></image:image><lastmod>2026-02-27</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/what-goal-should-you-set-for-your-finance-team</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Finance%20Team%20Goals.mp4/medium.jpg</video:thumbnail_loc><video:title>What Goal Should You Set For Your Finance Team</video:title><video:description>Are you getting the most out of your finance team? Do you even know what your finance team is supposed to deliver? Finance is the hardest department to set goals for as their success almost seems dependent on the performance of other departments. So how do you get the most out of them? Set them to improve and protect your profits, doing more than just reconciling and balancing books. Reporting is what thing, but what are they doing with those reports?</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Finance%20Team%20Goals.mp4</video:content_loc><video:duration>251</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20team%20meeting%2c%20with%20a%20whiteboard%20filled%20with%20daily%20targets%20and%20performance%20metrics.jpeg</image:loc><image:caption>Animageofateammeetingwithawhiteboardfilledwithdailytargetsandperformancemetrics</image:caption><image:title>Animageofateammeetingwithawhiteboardfilledwithdailytargetsandperformancemetrics</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(44).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail44</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail44</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2026-02-13</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/how-to-improve-sales-travel-roi</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Post%20Featured%20Images.png</image:loc><image:caption>BlogPostFeaturedImages</image:caption><image:title>BlogPostFeaturedImages</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/Blog%20Featured%20Image%20-%20Sales%20Travel.png</image:loc><image:caption>BlogFeaturedImageSalesTravel</image:caption><image:title>BlogFeaturedImageSalesTravel</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Post%20Featured%20Image%20-%20General.png</image:loc><image:caption>BlogPostFeaturedImageGeneral</image:caption><image:title>BlogPostFeaturedImageGeneral</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2024-05-07</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/master-your-cash-benchmark</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Finance%20Fundamentals/Finance%20Fundamentals%20-%20Cash%20Benchmark.mp4/medium.jpg</video:thumbnail_loc><video:title>Finance Fundamentals - Cash Benchmark</video:title><video:description>Finance Fundamentals - Cash Benchmark</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Finance%20Fundamentals/Finance%20Fundamentals%20-%20Cash%20Benchmark.mp4</video:content_loc><video:duration>176</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Free%20Cash%20Flow%20Blog%20Post.png</image:loc><image:caption>FreeCashFlowBlogPost</image:caption><image:title>FreeCashFlowBlogPost</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Cash%20Benchmark.png</image:loc><image:caption>CashBenchmark</image:caption><image:title>CashBenchmark</image:title></image:image><lastmod>2025-05-19</lastmod></url><url><loc>https://info.cfodynamics.com.au/resources</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/project-2.jpg</image:loc><image:caption>project2</image:caption><image:title>project2</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Product%20Mockup%20-%20eBook%20-%20Elite%20Finance%20Team%20(CC).png</image:loc><image:caption>ProductMockupeBookEliteFinanceTeamCC</image:caption><image:title>ProductMockupeBookEliteFinanceTeamCC</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/project-1.jpg</image:loc><image:caption>project1</image:caption><image:title>project1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Product%20Mockup%20-%20eBook%20-%20Ultimate%20Guide%20to%20Virtual%20CFOs.png</image:loc><image:caption>ProductMockupeBookUltimateGuidetoVirtualCFOs</image:caption><image:title>ProductMockupeBookUltimateGuidetoVirtualCFOs</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Product%20Mockup%20-%20eBook%20-%20Reduce%20Accounting%20Fees.png</image:loc><image:caption>ProductMockupeBookReduceAccountingFees</image:caption><image:title>ProductMockupeBookReduceAccountingFees</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2024-03-18</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/debt-to-equity-explained</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Finance%20Fundamentals/FF%20-%20Debt%20to%20Eq%20wide.mp4/medium.jpg</video:thumbnail_loc><video:title>Debt to Equity Metric Explained - Finance Fundamentals</video:title><video:description>In this video, we break down the debt to equity ratio, an essential financial metric for business owners and managers. We explore how this ratio is calculated and why it matters for your company’s financial health. Using clear examples, we explain how the debt to equity ratio helps you assess how much of your business is financed by debt versus your own capital and how this can influence both risk and profitability.

Whether you’re trying to manage your business’s financial leverage, attract investors, or ensure long-term sustainability, this video will provide practical insights into how to optimise your capital structure and make informed financial decisions. We also touch on what a good debt to equity ratio looks like, the impact of returns, and how to improve it for a stronger, more resilient business.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Finance%20Fundamentals/FF%20-%20Debt%20to%20Eq%20wide.mp4</video:content_loc><video:duration>236</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>Accounting</video:tag><video:tag>Business</video:tag><video:tag>Debt</video:tag><video:tag>Debt to Equity</video:tag><video:tag>Equity</video:tag><video:tag>Finance</video:tag><video:tag>Formula</video:tag><video:tag>KPI</video:tag><video:tag>Metrics</video:tag><video:tag>Ratio</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/FF%20-%20Debt%20to%20Equity.png</image:loc><image:caption>FFDebttoEquity</image:caption><image:title>FFDebttoEquity</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20getting%20smothered%20underneath%20a%20bag%20of%20money.jpeg</image:loc><image:caption>someonegettingsmotheredunderneathabagofmoney</image:caption><image:title>someonegettingsmotheredunderneathabagofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20getting%20crushed%20by%20a%20big%20money%20bag%20of%20debt.jpeg</image:loc><image:caption>someonegettingcrushedbyabigmoneybagofdebt</image:caption><image:title>someonegettingcrushedbyabigmoneybagofdebt</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/There%20is%20one%20worker%20in%20the%20middle%20at%20the%20top%20of%20a%20pyramid%20%20all%20other%20workers%20below%20are%20trying%20to%20reach%20the%20top%20of%20the%20pyramid-3.jpeg</image:loc><image:caption>Thereisoneworkerinthemiddleatthetopofapyramidallotherworkersbelowaretryingtoreachthetopofthepyramid3</image:caption><image:title>Thereisoneworkerinthemiddleatthetopofapyramidallotherworkersbelowaretryingtoreachthetopofthepyramid3</image:title></image:image><lastmod>2025-05-05</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/underestimating-your-financial-position</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/56.Dont%20Underestimate%20Your%20Position%20(Storytime%204).mp4/medium.jpg</video:thumbnail_loc><video:title>56.Dont Underestimate Your Position (Storytime 4)</video:title><video:description>56.Dont Underestimate Your Position (Storytime 4)</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/56.Dont%20Underestimate%20Your%20Position%20(Storytime%204).mp4</video:content_loc><video:duration>424</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2023-10-03</lastmod></url><url><loc>https://info.cfodynamics.com.au/cfo-advisory</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Brand%20Graphic%20-%20Team%20(TM%2c%20BM%2c%20PM)%20v2-1.png</image:loc><image:caption>BrandGraphicTeamTMBMPMv21</image:caption><image:title>BrandGraphicTeamTMBMPMv21</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/card-icon.svg</image:loc><image:caption>cardicon</image:caption><image:title>cardicon</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Website%20social%20image%20-%20Virtual%20CFO.png</image:loc><image:caption>WebsitesocialimageVirtualCFO</image:caption><image:title>WebsitesocialimageVirtualCFO</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Brand%20Graphic%20-%20Kylie%20v2%20LEFT%20YELLOW.png</image:loc><image:caption>BrandGraphicKyliev2LEFTYELLOW</image:caption><image:title>BrandGraphicKyliev2LEFTYELLOW</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2025-02-09</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/virtual-cfo-cost</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/How%20Much%20Does%20an%20Outsourced%20CFO%20Cost%3F%20(Video%201).mp4/medium.jpg</video:thumbnail_loc><video:title>How Much Does an Outsourced CFO Cost? (Video 1)</video:title><video:description>How Much Does an Outsourced CFO Cost? (Video 1)</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/How%20Much%20Does%20an%20Outsourced%20CFO%20Cost%3F%20(Video%201).mp4</video:content_loc><video:duration>448</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20holding%20a%20stopwatch%20theyre%20using%20to%20track%20their%20time%20with%20money%20bags%20around%20them-Aug-22-2024-05-08-37-7572-AM.jpeg</image:loc><image:caption>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:caption><image:title>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/A%20scale%20with%20time%20and%20clocks%20on%20one%20side%20being%20outweighed%20by%20bags%20of%20money.jpeg</image:loc><image:caption>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:caption><image:title>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:title></image:image><lastmod>2024-08-01</lastmod></url><url><loc>https://info.cfodynamics.com.au/virtual-cfo-brisbane</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/card-icon.svg</image:loc><image:caption>cardicon</image:caption><image:title>cardicon</image:title></image:image><lastmod>2023-11-10</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/improving-debtor-management-for-businesses</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(10).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail10</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail10</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Company%20Culture.png</image:loc><image:caption>CompanyCulture</image:caption><image:title>CompanyCulture</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/Gross%20Profit%20Forgiving%20Sins.jpeg</image:loc><image:caption>GrossProfitForgivingSins</image:caption><image:title>GrossProfitForgivingSins</image:title></image:image><lastmod>2024-10-07</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/why-culture-is-king-for-business-success</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20134%20-%20Why%20Culture%20is%20King.mp4/medium.jpg</video:thumbnail_loc><video:title>Culture is King: How Culture Directly Impacts Business Performance and Financial Success</video:title><video:description>Video 134 - Why Culture is King</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20134%20-%20Why%20Culture%20is%20King.mp4</video:content_loc><video:duration>212</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>business</video:tag><video:tag>business owners</video:tag><video:tag>business performance</video:tag><video:tag>business success</video:tag><video:tag>external cfo</video:tag><video:tag>finance</video:tag><video:tag>outsourced cfo</video:tag><video:tag>SME</video:tag><video:tag>strategy</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/From%20the%20Founder%20(BM).png</image:loc><image:caption>FromtheFounderBM</image:caption><image:title>FromtheFounderBM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2024-11-28</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/framework-for-success</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Day64%20Vid%203%20-%20Framework%20for%20success.mp4/medium.jpg</video:thumbnail_loc><video:title>Day64 Vid 3 - Framework for success</video:title><video:description>Day64 Vid 3 - Framework for success</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Day64%20Vid%203%20-%20Framework%20for%20success.mp4</video:content_loc><video:duration>363</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/A%20detailed%20image%20of%20a%20virtual%20CFO%20analyzing%20costing%20issues%20for%20businesses%2c%20emphasizing%20the%20importance%20of%20accurate%20planning%2c%20active%20monitoring%2c%20and%20fle.jpeg</image:loc><image:caption>AdetailedimageofavirtualCFOanalyzingcostingissuesforbusinessesemphasizingtheimportanceofaccurateplanningactivemonitoringandfle</image:caption><image:title>AdetailedimageofavirtualCFOanalyzingcostingissuesforbusinessesemphasizingtheimportanceofaccurateplanningactivemonitoringandfle</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/The%20image%20is%20split%20down%20the%20middle%20On%20the%20left%20is%20a%20business%20owner%20happily%20demolishing%20a%20bathroom%20On%20the%20right%20is%20a%20business%20owner%20sitting%20back%20and%20looking%20into%20the%20bathroom%20while%20he%20watches%20his%2034%20employees%20demolish%20the%20bathroom%20but%20are%20not%20involved-1.jpeg</image:loc><image:caption>TheimageissplitdownthemiddleOntheleftisabusinessownerhappilydemolishingabathroomOntherightisabusinessownersittingbackandlookingintothebathroomwhilehewatcheshis34employeesdemolishthebathroombutarenotinvolved1</image:caption><image:title>TheimageissplitdownthemiddleOntheleftisabusinessownerhappilydemolishingabathroomOntherightisabusinessownersittingbackandlookingintothebathroomwhilehewatcheshis34employeesdemolishthebathroombutarenotinvolved1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20business%20owner%20analyzing%20financial%20data%20with%20a%20virtual%20CFO%20to%20prevent%20default%20issues%20in%20their%20business.jpeg</image:loc><image:caption>AnimageofabusinessowneranalyzingfinancialdatawithavirtualCFOtopreventdefaultissuesintheirbusiness</image:caption><image:title>AnimageofabusinessowneranalyzingfinancialdatawithavirtualCFOtopreventdefaultissuesintheirbusiness</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/a%20framework%20being%20built%20with%20a%20money%20bag%20on%20top%20of%20it.jpeg</image:loc><image:caption>aframeworkbeingbuiltwithamoneybagontopofit</image:caption><image:title>aframeworkbeingbuiltwithamoneybagontopofit</image:title></image:image><lastmod>2025-03-21</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/the-real-secret-why-inflation-is-good-for-your-business</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/50.%20The%20Real%20Secret%20Why%20Inflation%20is%20Good%20for%20Your%20Business.mp4/medium.jpg</video:thumbnail_loc><video:title>The Real Secret Why Inflation is Good for Your Business</video:title><video:description>In this video director Brendan Mills discusses the positive side of inflation for businesses, arguing that it provides an opportunity to increase prices. He explains that inflationary pressures and perceived or real quality of the product are the two main drivers of price increases. The responsibility for managing these factors falls on different areas of the business: marketing and operations teams handle product quality, while finance and sales teams deal with cost increases. He emphasises the importance of the finance team understanding the current cost of production and the sales team effectively communicating price increases to customers. He advises businesses to implement price increases immediately when costs are expected to rise, even if they have stock purchased at old prices.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/50.%20The%20Real%20Secret%20Why%20Inflation%20is%20Good%20for%20Your%20Business.mp4</video:content_loc><video:duration>309</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>australia interest rates</video:tag><video:tag>business advice</video:tag><video:tag>external CFO</video:tag><video:tag>inflation</video:tag><video:tag>interest rate rise</video:tag><video:tag>RBA</video:tag><video:tag>reserve bank</video:tag><video:tag>virtual CFO</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20036%20-%20How%20Can%20I%20improve%20my%20Work%20in%20Progress%20-%20Featured%20Image%20(Blog).png</image:loc><image:caption>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:caption><image:title>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:title></image:image><lastmod>2023-11-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/outsourced-cfo-pros-and-cons</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/4.%20Pros%20and%20Cons%20of%20Outsourced%20CFO.mp4/medium.jpg</video:thumbnail_loc><video:title>Pros and cons of an outsourced CFO</video:title><video:description>4. Pros and Cons of Outsourced CFO</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/4.%20Pros%20and%20Cons%20of%20Outsourced%20CFO.mp4</video:content_loc><video:duration>205</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting advice</video:tag><video:tag>accounting consulting</video:tag><video:tag>consulting services</video:tag><video:tag>outsourced accounting</video:tag><video:tag>outsourced cfo</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><lastmod>2023-08-08</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/understanding-your-bottom-line</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/94.%20Equity%20-%20The%20Ultimate%20Bottom%20Line.mp4/medium.jpg</video:thumbnail_loc><video:title>94. Equity - The Ultimate Bottom Line</video:title><video:description>94. Equity - The Ultimate Bottom Line</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/94.%20Equity%20-%20The%20Ultimate%20Bottom%20Line.mp4</video:content_loc><video:duration>488</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>Accounting tips</video:tag><video:tag>Equity</video:tag><video:tag>Influence equity</video:tag><video:tag>Outsourced CFO</video:tag><video:tag>Virtual CFO</video:tag><video:tag>Virtual CFO services</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/a%20scale%20with%20money%20on%20one%20side%20and%20tax%20receipts%20on%20the%20other.jpeg</image:loc><image:caption>ascalewithmoneyononesideandtaxreceiptsontheother</image:caption><image:title>ascalewithmoneyononesideandtaxreceiptsontheother</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20036%20-%20How%20Can%20I%20improve%20my%20Work%20in%20Progress%20-%20Featured%20Image%20(Blog).png</image:loc><image:caption>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:caption><image:title>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:title></image:image><lastmod>2023-08-02</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/people-tracking-direct-labour-overhead-cost</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/147.%20Direct%20Labour%20&amp;%20Overheads.mp4/medium.jpg</video:thumbnail_loc><video:title>147. Direct Labour &amp; Overheads</video:title><video:description>147. Direct Labour &amp; Overheads</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/147.%20Direct%20Labour%20&amp;%20Overheads.mp4</video:content_loc><video:duration>259</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(1).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail1</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20holding%20a%20stopwatch%20theyre%20using%20to%20track%20their%20time%20with%20money%20bags%20around%20them-Aug-22-2024-05-08-37-7572-AM.jpeg</image:loc><image:caption>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:caption><image:title>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20138%20-%20How%20to%20handle%20rising%20labour%20costs.png</image:loc><image:caption>Video138Howtohandlerisinglabourcosts</image:caption><image:title>Video138Howtohandlerisinglabourcosts</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2024-12-17</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/2025-business-prediction</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Prediction%202025%20v2.mp4/medium.jpg</video:thumbnail_loc><video:title>Prediction 2025 v2</video:title><video:description>Prediction 2025 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businesses fail: Cost of doing business concerns</video:title><video:description>Ever wondered the top reasons why businesses fail? 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How Can I Improve my Work In Progress</video:title><video:description>36. How Can I Improve my Work In Progress</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/36.%20How%20Can%20I%20Improve%20my%20Work%20In%20Progress.mp4</video:content_loc><video:duration>644</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20036%20-%20How%20Can%20I%20improve%20my%20Work%20in%20Progress%20-%20Featured%20Image%20(Blog).png</image:loc><image:caption>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:caption><image:title>Video036HowCanIimprovemyWorkinProgressFeaturedImageBlog</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2023-11-10</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/how-much-can-your-business-afford-to-grow</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/How%20Much%20Can%20Your%20Business%20Afford%20to%20Grow.mp4/medium.jpg</video:thumbnail_loc><video:title>How Much Can Your Business Afford to Grow</video:title><video:description>How Much Can Your Business Afford to Grow</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/How%20Much%20Can%20Your%20Business%20Afford%20to%20Grow.mp4</video:content_loc><video:duration>409</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><lastmod>2023-10-17</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/tim-gurner-said-unemployment-should-double-heres-why-hes-right</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/115.%20Is%20Tim%20Gurner%20Right%20or%20Wrong.mp4/medium.jpg</video:thumbnail_loc><video:title>115. Is Tim Gurner Right or Wrong</video:title><video:description>115. Is Tim Gurner Right or Wrong</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/115.%20Is%20Tim%20Gurner%20Right%20or%20Wrong.mp4</video:content_loc><video:duration>423</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/A%20scale%20with%20time%20and%20clocks%20on%20one%20side%20being%20outweighed%20by%20bags%20of%20money.jpeg</image:loc><image:caption>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:caption><image:title>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/FF03%20Working%20Capital%20Working%20Capital-%20Thumbnail%20(stock%20image).png</image:loc><image:caption>FF03WorkingCapitalWorkingCapitalThumbnailstockimage</image:caption><image:title>FF03WorkingCapitalWorkingCapitalThumbnailstockimage</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2023-11-01</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/why-trader-joes-pays-c.o.d-and-why-smart-businesses-should-care</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Trader%20Joes%20C.O.D.%20Strategy.mp4/medium.jpg</video:thumbnail_loc><video:title>Trader Joes C.O.D. 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Strategy</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Trader%20Joes%20C.O.D.%20Strategy.mp4</video:content_loc><video:duration>265</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(33).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail33</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail33</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20142%20-%20Bringing%20back%20timesheets%20-%20Featured%20Image-1.png</image:loc><image:caption>Video142BringingbacktimesheetsFeaturedImage1</image:caption><image:title>Video142BringingbacktimesheetsFeaturedImage1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/Video%20118%20-%20The%20Revenue%20Myth%20-%20Why%20More%20Sales%20Isnt%20Always%20Better%20-%20Featured%20Image%20(Blog).png</image:loc><image:caption>Video118TheRevenueMythWhyMoreSalesIsntAlwaysBetterFeaturedImageBlog</image:caption><image:title>Video118TheRevenueMythWhyMoreSalesIsntAlwaysBetterFeaturedImageBlog</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/There%20is%20one%20worker%20in%20the%20middle%20at%20the%20top%20of%20a%20pyramid%20%20all%20other%20workers%20below%20are%20trying%20to%20reach%20the%20top%20of%20the%20pyramid-3.jpeg</image:loc><image:caption>Thereisoneworkerinthemiddleatthetopofapyramidallotherworkersbelowaretryingtoreachthetopofthepyramid3</image:caption><image:title>Thereisoneworkerinthemiddleatthetopofapyramidallotherworkersbelowaretryingtoreachthetopofthepyramid3</image:title></image:image><lastmod>2025-11-20</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/most-frequent-problems-outsourced-cfo-solve</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Most%20Frequent%20Problems%20Outsourced%20CFO%20Solve.mp4/medium.jpg</video:thumbnail_loc><video:title>Most Frequent Problems Outsourced CFO Solve</video:title><video:description>Most Frequent Problems Outsourced CFO Solve</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Most%20Frequent%20Problems%20Outsourced%20CFO%20Solve.mp4</video:content_loc><video:duration>190</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(1).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail1</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/5%20problems%20virtual%20CFO%20solves.png</image:loc><image:caption>5problemsvirtualCFOsolves</image:caption><image:title>5problemsvirtualCFOsolves</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20business%20owner%20analyzing%20financial%20data%20with%20a%20virtual%20CFO%20to%20prevent%20default%20issues%20in%20their%20business.jpeg</image:loc><image:caption>AnimageofabusinessowneranalyzingfinancialdatawithavirtualCFOtopreventdefaultissuesintheirbusiness</image:caption><image:title>AnimageofabusinessowneranalyzingfinancialdatawithavirtualCFOtopreventdefaultissuesintheirbusiness</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Red%20and%20Yellow%20Bold%20Typographic%20Youtube%20Thumbnail%20%20(2).png</image:loc><image:caption>RedandYellowBoldTypographicYoutubeThumbnail2</image:caption><image:title>RedandYellowBoldTypographicYoutubeThumbnail2</image:title></image:image><lastmod>2024-08-13</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/tracking-rework</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20133%20-%20Tracking%20Rework.mp4/medium.jpg</video:thumbnail_loc><video:title>Tracking Rework: Why It's Important &amp; How to Do It</video:title><video:description>If you've got rework within your business, you must quantify it. The cost of rework impacts your gross profit and has significant opportunity costs, affecting team morale. Tracking rework through simple KPIs, even if not perfect, is crucial. Understanding the hours and materials involved helps address issues and improve business performance. Proper communication with the team about tracking aims to reduce the negative impact without being punitive. Quantifying rework can reveal if the issue is minor or significant, leading to appropriate corrective actions to enhance business outcomes.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20133%20-%20Tracking%20Rework.mp4</video:content_loc><video:duration>164</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>business</video:tag><video:tag>external cfo</video:tag><video:tag>finance</video:tag><video:tag>outsourced cfo</video:tag><video:tag>rework</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/From%20the%20Founder%20(BM).png</image:loc><image:caption>FromtheFounderBM</image:caption><image:title>FromtheFounderBM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20in%20a%20suit%20in%20the%20middle%20of%20no%20mans%20land-1.jpeg</image:loc><image:caption>someoneinasuitinthemiddleofnomansland1</image:caption><image:title>someoneinasuitinthemiddleofnomansland1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(10).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail10</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail10</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2024-10-24</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/the-future-of-accounting-how-ai-is-changing-the-financial-landscape</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20117%20The%20Future%20of%20Accounting%20Final.mp4/medium.jpg</video:thumbnail_loc><video:title>AI &amp; The Future of Accounting</video:title><video:description>Video 117 The Future of Accounting Final</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20117%20The%20Future%20of%20Accounting%20Final.mp4</video:content_loc><video:duration>574</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>accounting &amp; AI</video:tag><video:tag>accounting expert</video:tag><video:tag>accounting strategy</video:tag><video:tag>AI</video:tag><video:tag>artificial intelligence</video:tag><video:tag>business finance</video:tag><video:tag>chatgpt</video:tag><video:tag>external cfo</video:tag><video:tag>outsourced cfo</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/Blog%20Post%20Featured%20Image-Jul-18-2024-06-07-06-7754-AM.png</image:loc><image:caption>BlogPostFeaturedImageJul1820240607067754AM</image:caption><image:title>BlogPostFeaturedImageJul1820240607067754AM</image:title></image:image><lastmod>2023-11-23</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/why-95-of-businesses-don-t-reach-their-full-potential</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/91.%20Why%2095%25%20of%20Businesses%20Dont%20Reach%20Their%20Full%20Potential.mp4/medium.jpg</video:thumbnail_loc><video:title>91. Why 95% of Businesses Dont Reach Their Full Potential</video:title><video:description>91. Why 95% of Businesses Dont Reach Their Full Potential</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/91.%20Why%2095%25%20of%20Businesses%20Dont%20Reach%20Their%20Full%20Potential.mp4</video:content_loc><video:duration>794</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20team%20meeting%2c%20with%20a%20whiteboard%20filled%20with%20daily%20targets%20and%20performance%20metrics.jpeg</image:loc><image:caption>Animageofateammeetingwithawhiteboardfilledwithdailytargetsandperformancemetrics</image:caption><image:title>Animageofateammeetingwithawhiteboardfilledwithdailytargetsandperformancemetrics</image:title></image:image><lastmod>2023-10-17</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/how-to-handle-rising-labour-costs-in-business</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20138%20-%20How%20to%20Handle%20Rising%20Labour%20Costs%20.mp4/medium.jpg</video:thumbnail_loc><video:title>How to Handle Rising Labour Costs in Your Business</video:title><video:description>In this video, CFO Dynamics director Brendan Mills discusses the current business climate, noting that many businesses are not performing better than they did the previous year and are not meeting their budget targets. He points out that businesses have increased their labour costs in anticipation of growth that has not materialized. This has led to inefficiencies and financial strain on both the business and its employees. Mills advises business owners to closely monitor their labour costs as a percentage of revenue and to assess the efficiency of their operations. He also suggests categorising employees based on their value and versatility within the company, and making necessary cuts to fit labour costs into projected revenue.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20138%20-%20How%20to%20Handle%20Rising%20Labour%20Costs%20.mp4</video:content_loc><video:duration>434</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>business</video:tag><video:tag>cfo</video:tag><video:tag>finance</video:tag><video:tag>outsourced cfo</video:tag><video:tag>strategy</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20holding%20a%20stopwatch%20theyre%20using%20to%20track%20their%20time%20with%20money%20bags%20around%20them-Aug-22-2024-05-08-37-7572-AM.jpeg</image:loc><image:caption>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:caption><image:title>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(1).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail1</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/From%20the%20Founder%20(BM).png</image:loc><image:caption>FromtheFounderBM</image:caption><image:title>FromtheFounderBM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20manufacturing%20operation%20with%20workers%20focusing%20on%20labouronly%20tasks.jpeg</image:loc><image:caption>Animageofamanufacturingoperationwithworkersfocusingonlabouronlytasks</image:caption><image:title>Animageofamanufacturingoperationwithworkersfocusingonlabouronlytasks</image:title></image:image><lastmod>2024-06-25</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/understanding-days-debtors</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/debtor%20improvement.mp4/medium.jpg</video:thumbnail_loc><video:title>debtor improvement</video:title><video:description>debtor improvement</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/debtor%20improvement.mp4</video:content_loc><video:duration>269</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/debt%20to%20cap%20fin.png</image:loc><image:caption>debttocapfin</image:caption><image:title>debttocapfin</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(39).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail39</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail39</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/FF03%20Working%20Capital%20Working%20Capital-%20Thumbnail%20(stock%20image).png</image:loc><image:caption>FF03WorkingCapitalWorkingCapitalThumbnailstockimage</image:caption><image:title>FF03WorkingCapitalWorkingCapitalThumbnailstockimage</image:title></image:image><lastmod>2026-01-15</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/four-types-of-business-expenses</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/25.%20Find%20Out%20the%20Four%20Types%20of%20Business%20Expenses%20in%2045%20Seconds.mp4/medium.jpg</video:thumbnail_loc><video:title>25. Find Out the Four Types of Business Expenses in 45 Seconds</video:title><video:description>25. Find Out the Four Types of Business Expenses in 45 Seconds</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/25.%20Find%20Out%20the%20Four%20Types%20of%20Business%20Expenses%20in%2045%20Seconds.mp4</video:content_loc><video:duration>46</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/6%20Traits%20of%20a%20World-Class%20Business%20Owner%20-%20Featured%20Image.png</image:loc><image:caption>6TraitsofaWorldClassBusinessOwnerFeaturedImage</image:caption><image:title>6TraitsofaWorldClassBusinessOwnerFeaturedImage</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/big%20four%20no%20more%201.png</image:loc><image:caption>bigfournomore1</image:caption><image:title>bigfournomore1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/business%20owner%20trying%20to%20win%20over%20a%20client%20jumping%20through%20hoops%20but%20the%20clients%20are%20bored%20and%20uninterested%20no%20matter%20how%20hard%20the%20owner%20is%20trying.jpeg</image:loc><image:caption>businessownertryingtowinoveraclientjumpingthroughhoopsbuttheclientsareboredanduninterestednomatterhowhardtheowneristrying</image:caption><image:title>businessownertryingtowinoveraclientjumpingthroughhoopsbuttheclientsareboredanduninterestednomatterhowhardtheowneristrying</image:title></image:image><lastmod>2023-10-18</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/people-tracking-fixed-costs-per-direct-hour-worked</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/148.%20Fixed%20Costs%20Per%20Hour%20of%20Direct%20Work.mp4/medium.jpg</video:thumbnail_loc><video:title>148. Fixed Costs Per Hour of Direct Work</video:title><video:description>148. Fixed Costs Per Hour of Direct Work</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/148.%20Fixed%20Costs%20Per%20Hour%20of%20Direct%20Work.mp4</video:content_loc><video:duration>244</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/A%20scale%20with%20time%20and%20clocks%20on%20one%20side%20being%20outweighed%20by%20bags%20of%20money.jpeg</image:loc><image:caption>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:caption><image:title>Ascalewithtimeandclocksononesidebeingoutweighedbybagsofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20holding%20a%20stopwatch%20theyre%20using%20to%20track%20their%20time%20with%20money%20bags%20around%20them-Aug-22-2024-05-08-37-7572-AM.jpeg</image:loc><image:caption>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:caption><image:title>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/A%20detailed%20image%20of%20a%20virtual%20CFO%20analyzing%20costing%20issues%20for%20businesses%2c%20emphasizing%20the%20importance%20of%20accurate%20planning%2c%20active%20monitoring%2c%20and%20fle.jpeg</image:loc><image:caption>AdetailedimageofavirtualCFOanalyzingcostingissuesforbusinessesemphasizingtheimportanceofaccurateplanningactivemonitoringandfle</image:caption><image:title>AdetailedimageofavirtualCFOanalyzingcostingissuesforbusinessesemphasizingtheimportanceofaccurateplanningactivemonitoringandfle</image:title></image:image><lastmod>2024-09-10</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/are-you-getting-the-financial-reporting-you-need</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20019%20-%20Are%20You%20Getting%20the%20Financial%20Information%20You%20Need%20(New%20Branding).mp4/medium.jpg</video:thumbnail_loc><video:title>Financial reporting business owners should be getting</video:title><video:description>Video 019 - Are You Getting the Financial Information You Need (New Branding)</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20019%20-%20Are%20You%20Getting%20the%20Financial%20Information%20You%20Need%20(New%20Branding).mp4</video:content_loc><video:duration>787</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>Accounting advice</video:tag><video:tag>Accurate and timely reporting</video:tag><video:tag>Business owner tips</video:tag><video:tag>Financial reporting</video:tag><video:tag>Financial reports</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Company%20Culture.png</image:loc><image:caption>CompanyCulture</image:caption><image:title>CompanyCulture</image:title></image:image><lastmod>2023-10-17</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/guide-to-better-investments</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/97.%20What%20Makes%20a%20Good%20and%20Bad%20Investment.mp4/medium.jpg</video:thumbnail_loc><video:title>97. What Makes a Good and Bad Investment</video:title><video:description>97. 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With expert insight from a Virtual CFO, Brendan Mills, he breaks down all the reasons businesses fail and the steps you can take to make sure your business doesn't 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stmod>2023-07-06</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/why-businesses-fail-costing</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Video%203%20-%20costing.mp4/medium.jpg</video:thumbnail_loc><video:title>A CFO Analysis of Why Businesses Fail: Cost of Doing Business Issues</video:title><video:description>Only 20% of all businesses will make it make their fifth year of operation - but what makes the businesses that make it eventually collapse? Welcome to part 2 in our series, of why businesses fail. With expert insight from a Virtual CFO, Brendan Mills, he breaks down all the reasons businesses fail and the steps you can take to make sure your business doesn't fail.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Video%203%20-%20costing.mp4</video:content_loc><video:duration>489</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/A%20detailed%20image%20of%20a%20virtual%20CFO%20analyzing%20costing%20issues%20for%20businesses%2c%20emphasizing%20the%20importance%20of%20accurate%20planning%2c%20active%20monitoring%2c%20and%20fle.jpeg</image:loc><image:caption>AdetailedimageofavirtualCFOanalyzingcostingissuesforbusinessesemphasizingtheimportanceofaccurateplanningactivemonitoringandfle</image:caption><image:title>AdetailedimageofavirtualCFOanalyzingcostingissuesforbusinessesemphasizingtheimportanceofaccurateplanningactivemonitoringandfle</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20getting%20smothered%20underneath%20a%20bag%20of%20money.jpeg</image:loc><image:caption>someonegettingsmotheredunderneathabagofmoney</image:caption><image:title>someonegettingsmotheredunderneathabagofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20138%20-%20How%20to%20handle%20rising%20labour%20costs.png</image:loc><image:caption>Video138Howtohandlerisinglabourcosts</image:caption><image:title>Video138Howtohandlerisinglabourcosts</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2024-11-05</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/how-to-increase-sales-by-building-a-clear-business-vision</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/StrategyDirection.mp4/medium.jpg</video:thumbnail_loc><video:title>StrategyDirection</video:title><video:description>StrategyDirection</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/StrategyDirection.mp4</video:content_loc><video:duration>262</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20getting%20smothered%20underneath%20a%20bag%20of%20money.jpeg</image:loc><image:caption>someonegettingsmotheredunderneathabagofmoney</image:caption><image:title>someonegettingsmotheredunderneathabagofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Purple%20and%20Beige%20Modern%20Fashion%20Price%20Comparison%20YouTube%20Thumbnail.png</image:loc><image:caption>PurpleandBeigeModernFashionPriceComparisonYouTubeThumbnail</image:caption><image:title>PurpleandBeigeModernFashionPriceComparisonYouTubeThumbnail</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(40).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail40</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail40</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/a%20board%20room%20split%20in%20two%2c%20on%20one%20side%20its%20professional%20and%20full%20of%20business%20people%2c%20and%20on%20the%20other%20side%20its%20casual%2c%20laid%20back%20and%20relaxed%20fun%2c%20re.jpeg</image:loc><image:caption>aboardroomsplitintwoononesideitsprofessionalandfullofbusinesspeopleandontheothersideitscasuallaidbackandrelaxedfunre</image:caption><image:title>aboardroomsplitintwoononesideitsprofessionalandfullofbusinesspeopleandontheothersideitscasuallaidbackandrelaxedfunre</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2026-02-26</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/pros-cons-diy-business-finances</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/37.%20The%20Pros%20and%20Cons%20of%20DIYing%20Your%20Businesses%20Finances.mp4/medium.jpg</video:thumbnail_loc><video:title>37. The Pros and Cons of DIYing Your Businesses Finances</video:title><video:description>37. The Pros and Cons of DIYing Your Businesses Finances</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/37.%20The%20Pros%20and%20Cons%20of%20DIYing%20Your%20Businesses%20Finances.mp4</video:content_loc><video:duration>499</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting advice</video:tag><video:tag>business finances</video:tag><video:tag>business owner questions</video:tag><video:tag>business owner tips</video:tag><video:tag>cfo services</video:tag><video:tag>DIY business finances</video:tag><video:tag>outcourced cfo</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/a%20board%20room%20split%20in%20two%2c%20on%20one%20side%20its%20professional%20and%20full%20of%20business%20people%2c%20and%20on%20the%20other%20side%20its%20casual%2c%20laid%20back%20and%20relaxed%20fun%2c%20re.jpeg</image:loc><image:caption>aboardroomsplitintwoononesideitsprofessionalandfullofbusinesspeopleandontheothersideitscasuallaidbackandrelaxedfunre</image:caption><image:title>aboardroomsplitintwoononesideitsprofessionalandfullofbusinesspeopleandontheothersideitscasuallaidbackandrelaxedfunre</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2023-10-03</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/labour-only-manufacturing-concerns</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Vid%204%20-%20Biggest%20Manufacturing%20Mistake%20wide.mp4/medium.jpg</video:thumbnail_loc><video:title>The Hidden Costs of Labour-Only Work: Why Labour-Only Work Hurts Your Profits</video:title><video:description>Don't fall for the trap of labour-only work - when you're accepting manufacturing work (especially during quieter times) don't fall for the trap of accepting labour-only work. When it comes to manufacturing jobs, there is only so much mark-up you can include for labour - even less so if you're paying 75/90 an hour for labour. However, you can almost get double on your material costs. So why accept labour-only work when you know it will shrink your margins and heavily reduce profitbility? Ask yourself, is the energy better spent trying to win other projects that aren't labour only? Is it time I reviewed my business to see if I have too much staff for my current capacity? Don't just accept work for works sake - understand why you're doing it and what it brings in for your business.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Vid%204%20-%20Biggest%20Manufacturing%20Mistake%20wide.mp4</video:content_loc><video:duration>179</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>construction</video:tag><video:tag>finance</video:tag><video:tag>labour</video:tag><video:tag>manufacturing</video:tag><video:tag>outsourced cfo</video:tag><video:tag>virtual cfo</video:tag><video:tag>wholesale</video:tag><video:tag>work</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/Gross%20Profit%20Forgiving%20Sins.jpeg</image:loc><image:caption>GrossProfitForgivingSins</image:caption><image:title>GrossProfitForgivingSins</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20manufacturing%20operation%20with%20workers%20focusing%20on%20labouronly%20tasks.jpeg</image:loc><image:caption>Animageofamanufacturingoperationwithworkersfocusingonlabouronlytasks</image:caption><image:title>Animageofamanufacturingoperationwithworkersfocusingonlabouronlytasks</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20holding%20a%20stopwatch%20theyre%20using%20to%20track%20their%20time%20with%20money%20bags%20around%20them-Aug-22-2024-05-08-37-7572-AM.jpeg</image:loc><image:caption>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:caption><image:title>someoneholdingastopwatchtheyreusingtotracktheirtimewithmoneybagsaroundthemAug2220240508377572AM</image:title></image:image><lastmod>2024-10-28</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/the-secret-to-a-successful-manufacturing-business</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/62.%20The%20Secret%20To%20A%20Successful%20Manufacturing%20Business.mp4/medium.jpg</video:thumbnail_loc><video:title>62. The Secret To A Successful Manufacturing Business</video:title><video:description>62. The Secret To A Successful Manufacturing Business</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/62.%20The%20Secret%20To%20A%20Successful%20Manufacturing%20Business.mp4</video:content_loc><video:duration>326</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/cta-person.svg</image:loc><image:caption>ctaperson</image:caption><image:title>ctaperson</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(1).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail1</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/An%20image%20of%20a%20manufacturing%20operation%20with%20workers%20focusing%20on%20labouronly%20tasks.jpeg</image:loc><image:caption>Animageofamanufacturingoperationwithworkersfocusingonlabouronlytasks</image:caption><image:title>Animageofamanufacturingoperationwithworkersfocusingonlabouronlytasks</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2023-10-03</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/getting-fulfillment-in-your-day</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/How%20to%20Have%20a%20Fulfilling%20Day%20-%20Video%20145.mp4/medium.jpg</video:thumbnail_loc><video:title>How to Have a Fulfilling Day - Video 145</video:title><video:description>How to Have a Fulfilling Day - Video 145</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/How%20to%20Have%20a%20Fulfilling%20Day%20-%20Video%20145.mp4</video:content_loc><video:duration>180</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20140%20-%20Why%20youre%20losing%20quotes%20-%20Blog%20Featured%20Image.png</image:loc><image:caption>Video140WhyyourelosingquotesBlogFeaturedImage</image:caption><image:title>Video140WhyyourelosingquotesBlogFeaturedImage</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20getting%20smothered%20underneath%20a%20bag%20of%20money.jpeg</image:loc><image:caption>someonegettingsmotheredunderneathabagofmoney</image:caption><image:title>someonegettingsmotheredunderneathabagofmoney</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/The%20image%20is%20split%20down%20the%20middle%20On%20the%20left%20is%20a%20business%20owner%20happily%20demolishing%20a%20bathroom%20On%20the%20right%20is%20a%20business%20owner%20sitting%20back%20and%20looking%20into%20the%20bathroom%20while%20he%20watches%20his%2034%20employees%20demolish%20the%20bathroom%20but%20are%20not%20involved-1.jpeg</image:loc><image:caption>TheimageissplitdownthemiddleOntheleftisabusinessownerhappilydemolishingabathroomOntherightisabusinessownersittingbackandlookingintothebathroomwhilehewatcheshis34employeesdemolishthebathroombutarenotinvolved1</image:caption><image:title>TheimageissplitdownthemiddleOntheleftisabusinessownerhappilydemolishingabathroomOntherightisabusinessownersittingbackandlookingintothebathroomwhilehewatcheshis34employeesdemolishthebathroombutarenotinvolved1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/business%20owner%20trying%20to%20win%20over%20a%20client%20jumping%20through%20hoops%20but%20the%20clients%20are%20bored%20and%20uninterested%20no%20matter%20how%20hard%20the%20owner%20is%20trying.jpeg</image:loc><image:caption>businessownertryingtowinoveraclientjumpingthroughhoopsbuttheclientsareboredanduninterestednomatterhowhardtheowneristrying</image:caption><image:title>businessownertryingtowinoveraclientjumpingthroughhoopsbuttheclientsareboredanduninterestednomatterhowhardtheowneristrying</image:title></image:image><lastmod>2025-05-15</lastmod></url><url><loc>https://info.cfodynamics.com.au/course/90-day-business-turnaround</loc><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/project-1.jpg</image:loc><image:caption>project1</image:caption><image:title>project1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/expert.png</image:loc><image:caption>expert</image:caption><image:title>expert</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/project-2.jpg</image:loc><image:caption>project2</image:caption><image:title>project2</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2023-06-14</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/the-most-important-question-in-your-business</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Important%20Question%20to%20Ask-1920x1080-avc1-mp4a.mp4/medium.jpg</video:thumbnail_loc><video:title>Important Question to Ask-1920x1080-avc1-mp4a</video:title><video:description>Important Question to Ask-1920x1080-avc1-mp4a</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/Important%20Question%20to%20Ask-1920x1080-avc1-mp4a.mp4</video:content_loc><video:duration>287</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/Gross%20Profit%20Forgiving%20Sins.jpeg</image:loc><image:caption>GrossProfitForgivingSins</image:caption><image:title>GrossProfitForgivingSins</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail.png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/How%20to%20Set%20Your%20Budget%20Goals%20(Video%2088).png</image:loc><image:caption>HowtoSetYourBudgetGoalsVideo88</image:caption><image:title>HowtoSetYourBudgetGoalsVideo88</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><lastmod>2025-12-10</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/perpetual-vs-periodic-stock-which-gives-your-better-financial-accuracy</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/perpetual-vs-periodic-stock.mp4/medium.jpg</video:thumbnail_loc><video:title>Perpetual vs Periodic Stock</video:title><video:description>Understand the key differences between perpetual and periodic stock accounting. 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80/20 principle of business success</video:title><video:description>Video 111 - The 80 20 Principle of Business Finance</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20111%20-%20The%2080%2020%20Principle%20of%20Business%20Finance.mp4</video:content_loc><video:duration>562</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2023-11-06</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/fastest-way-to-reduce-debt</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20124%20-%20Fastest%20Way%20to%20Reduce%20Debt.mp4/medium.jpg</video:thumbnail_loc><video:title>The Fastest Way to Reduce Debt in Your Business</video:title><video:description>Brendan Mills discusses the challenge businesses face in servicing debt amidst rising interest rates. He emphasises the importance of focusing on improving two key areas in business operations—gross profit percentage and working capital percentage—to release cash and accelerate debt reduction.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/Video%20124%20-%20Fastest%20Way%20to%20Reduce%20Debt.mp4</video:content_loc><video:duration>197</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>accounting</video:tag><video:tag>business</video:tag><video:tag>business owners</video:tag><video:tag>debt reduction</video:tag><video:tag>finance</video:tag><video:tag>outsourced cfo</video:tag><video:tag>pay off debt</video:tag><video:tag>reduce debt</video:tag><video:tag>strategy</video:tag><video:tag>virtual cfo</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/debt%20to%20cap%20fin.png</image:loc><image:caption>debttocapfin</image:caption><image:title>debttocapfin</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Blog%20Posts/Featured%20Images/From%20the%20Founder%20(BM).png</image:loc><image:caption>FromtheFounderBM</image:caption><image:title>FromtheFounderBM</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/someone%20getting%20crushed%20by%20a%20big%20money%20bag%20of%20debt.jpeg</image:loc><image:caption>someonegettingcrushedbyabigmoneybagofdebt</image:caption><image:title>someonegettingcrushedbyabigmoneybagofdebt</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/FF%20-%20Debt%20to%20Equity.png</image:loc><image:caption>FFDebttoEquity</image:caption><image:title>FFDebttoEquity</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><lastmod>2024-04-02</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/dividend-policies-explained-where-why-and-how</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/DIVIDENDS_4.mp4/medium.jpg</video:thumbnail_loc><video:title>How To Properly Pay Yourself - Dividends</video:title><video:description>Stop using your bank account like a piggy bank. Learn how to pay yourself properly. It's not just cash salary amount but also compliance and fool-proof.</video:description><video:content_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Edward%20Videos/DIVIDENDS_4.mp4</video:content_loc><video:duration>754</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live><video:tag>Dividends</video:tag><video:tag>Income</video:tag><video:tag>PayYourself</video:tag><video:tag>Profit</video:tag><video:tag>Salary</video:tag></video:video><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/logo.svg</image:loc><image:caption>logo</image:caption><image:title>logo</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/somebody%20having%20a%20choice%20between%20two%20paths%2c%20one%20a%20really%20good%20way%20and%20the%20other%20bad%20and%20evil%2c%20but%20theyre%20picking%20the%20bad%20path%20as%20there%20is%20something%20s.jpeg</image:loc><image:caption>somebodyhavingachoicebetweentwopathsoneareallygoodwayandtheotherbadandevilbuttheyrepickingthebadpathasthereissomethings</image:caption><image:title>somebodyhavingachoicebetweentwopathsoneareallygoodwayandtheotherbadandevilbuttheyrepickingthebadpathasthereissomethings</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Video%20142%20-%20Bringing%20back%20timesheets%20-%20Featured%20Image-1.png</image:loc><image:caption>Video142BringingbacktimesheetsFeaturedImage1</image:caption><image:title>Video142BringingbacktimesheetsFeaturedImage1</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Team/Brendan%20Mills%20(Long).png</image:loc><image:caption>BrendanMillsLong</image:caption><image:title>BrendanMillsLong</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/AI-Generated%20Media/Images/A%20detailed%20image%20of%20a%20virtual%20CFO%20analyzing%20costing%20issues%20for%20businesses%2c%20emphasizing%20the%20importance%20of%20accurate%20planning%2c%20active%20monitoring%2c%20and%20fle.jpeg</image:loc><image:caption>AdetailedimageofavirtualCFOanalyzingcostingissuesforbusinessesemphasizingtheimportanceofaccurateplanningactivemonitoringandfle</image:caption><image:title>AdetailedimageofavirtualCFOanalyzingcostingissuesforbusinessesemphasizingtheimportanceofaccurateplanningactivemonitoringandfle</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Yellow%20Black%20Modern%20Course%20YouTube%20Thumbnail%20(10).png</image:loc><image:caption>YellowBlackModernCourseYouTubeThumbnail10</image:caption><image:title>YellowBlackModernCourseYouTubeThumbnail10</image:title></image:image><image:image><image:loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/footer-1.svg</image:loc><image:caption>footer1</image:caption><image:title>footer1</image:title></image:image><lastmod>2025-09-05</lastmod></url><url><loc>https://info.cfodynamics.com.au/blog/when-an-outsourced-cfo-doesnt-work</loc><video:video><video:thumbnail_loc>https://21974218.fs1.hubspotusercontent-ap1.net/hubfs/21974218/Videos%20(BM)/6.%20When%20an%20Outsourced%20CFO%20Doesnt%20Work.mp4/medium.jpg</video:thumbnail_loc><video:title>When an outsourced CFO is not right for your business</video:title><video:description>6. 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